geagle1313 wrote:
After waiting approximately, 4 weeks since applying for my Payboo credit card, including a phone call about a week ago from Payboo asking again about my annual income. Then advising me, they still couldn't give me answer but would respond by mail. On Saturday, 4/18, I received my rejection letter. I immediately checked my credit score which was 792! Therefore, I will not be getting back the $85 tax paid on my $1,928 B&H order. As a very happy & loyal B&H customer this is quite DISAPPOINTING as well as a "let down", after waiting almost a month, only to be rejected. Considering, I was approved for a half million dollar mortgage in less than a week, I find this totally unacceptable! Therefore, my advice to B&H is to have COMMENITY bank, APPROVE OR REJECT THE PAYBOO APPLICATION WITHIN 7 DAYS OR FIND ANOTHER BANK! As my favorite photography store, you really don't want to leave a customer with a negative experience after making a purchase.
After waiting approximately, 4 weeks since applyin... (
show quote)
My guess is it has nothing to do with your 792 credit score. It has more to do with your half a million dollar mortgage. High volume debt is a killer for card applications.