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camera equipment insurance
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Apr 8, 2016 20:09:27   #
Jerry Coupe Loc: Kent, WA
 
As a senior, I have AARP home owners through The Hartford. When I purchased my FF camera, 24-70 f2.8 and 70-200 f2.8 lenses, I had a rider added for full replacement coverage for about $100. Per yr approx.

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Apr 8, 2016 20:23:28   #
Jim Bob
 
PixelStan77 wrote:
Check your home insurance for coverage.


Your response assumes the OP has a home owner's policy. Dumb.

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Apr 8, 2016 20:37:32   #
orrie smith Loc: Kansas
 
Jim Bob wrote:
Your response assumes the OP has a home owner's policy. Dumb.


FYI, I do own a home

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Apr 8, 2016 20:42:41   #
Jim Bob
 
orrie smith wrote:
FYI, I do own a home


Good for you. But my post stands as written because it is the truth.

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Apr 8, 2016 20:44:25   #
Screamin Scott Loc: Marshfield Wi, Baltimore Md, now Dallas Ga
 
orrie smith is the OP of this thread....
Jim Bob wrote:
Good for you. But my post stands as written because it is the truth.

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Apr 8, 2016 20:47:48   #
Jim Bob
 
Screamin Scott wrote:
orrie smith is the OP of this thread....


And your point is...what?

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Apr 8, 2016 20:50:20   #
fstoprookie Loc: Central Valley of California
 
I am shocked how many Richard Craniums there are on this supposedly friendly information site.

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Apr 8, 2016 20:51:03   #
Screamin Scott Loc: Marshfield Wi, Baltimore Md, now Dallas Ga
 
My point is that you read the posts instead on making inane comments. This was what he was replying to, that you had said... "
Your response assumes the OP has a home owner's policy. Dumb." only one to look dumb here is you...
Jim Bob wrote:
And your point is...what?

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Apr 8, 2016 20:58:02   #
CLP1943 Loc: Wisconsin
 
fstoprookie wrote:
I am shocked how many Richard Craniums there are on this supposedly friendly information site.


GOOD ONE !!

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Apr 8, 2016 20:58:35   #
Jim Bob
 
Screamin Scott wrote:
My point is that you read the posts instead on making inane comments. This was what he was replying to, that you had said... "
Your response assumes the OP has a home owner's policy. Dumb." only one to look dumb here is you...


Wait a minute you idiot. My original post was directed to Pixel Stan. Now whose the real dummy? Look in the mirror and you will see him staring right back at you. :-P

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Apr 8, 2016 21:00:15   #
Jim Bob
 
fstoprookie wrote:
I am shocked how many Richard Craniums there are on this supposedly friendly information site.


Who said it is "supposedly friendly"? You have been sadly misinformed.

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Apr 9, 2016 06:15:37   #
sb Loc: Florida's East Coast
 
Jim Bob wrote:
Your response assumes the OP has a home owner's policy. Dumb.


Well - it s not dumb, but it does assume that. If anyone knows of other ways of insuring photo equipment it would be interesting to hear. In Florida most of us have insurance through the state-backed "Citizen's" Insurance, and they offer no bells and whistles such as personal property riders.

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Apr 9, 2016 15:02:14   #
louparker Loc: Scottsdale, AZ
 
fstoprookie wrote:
I am shocked how many Richard Craniums there are on this supposedly friendly information site.


DITTO! BTW, who is Richard Cranium?

People would do well to remember and apply the advice that I believe it was Thumper's mother gave to Thumper in "Bambi" -- "If you can't say something nice about someone, don't say anything at all!"

Also remember, this is supposed to be a forum for asking and answering photography questions by providing "friendly information" and not a forum for venting your spleen -- everyone should play nice.

And, BTW as for the "dumb" comment, anyone who has a mortgage on their home is required to have homeowner's insurance as one of the lender's requirements, so what was so "dumb" about the assumption that the person asking the question and those providing "friendly" answers have H/O's insurance? Besides, if you're talking about separate personal property policies like the USAA policy I have, you don't have to have H/O's insurance because it's not a rider but a separate policy.

Again, as Rodney King asked, "Can't we all just get along?"

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Apr 9, 2016 16:12:32   #
orrie smith Loc: Kansas
 
[quote=louparker]DITTO! BTW, who is Richard Cranium?

Richard, shortened version "Dick", Cranium, meaning "Brain", translation, dick brain. my best assumption.

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Apr 9, 2016 19:53:57   #
Jim Bob
 
sb wrote:
Well - it s not dumb, but it does assume that. If anyone knows of other ways of insuring photo equipment it would be interesting to hear. In Florida most of us have insurance through the state-backed "Citizen's" Insurance, and they offer no bells and whistles such as personal property riders.


Well use whatever euphemism that makes you feel good.

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