You asked a dozen or more people responded in almost full unanimity. Take the Polarizing filter!

Thanks to all who responded to my question. From all of your input I guess I have to abide by the adage “Buyer Be Aware!”

Does anyone have any experience with buying Nikon DSLRs either in Tokyo or Hong Kong? If you do please describe your experience, did you save any money by buying it there, and if you did buy, where did you buy it. Many thanks.....

I have fund that using a standard ruck sack or back pack and using foam materials cut to meet your equipment needs makes carrying a pack easier for 3 reasons. First, you can configure the pack to meet the contours of your back if you are not using a frame - saves a lot of back pain and shoulder stress. Second, you can configure the pack to meed the needs of your equipment. Lastly, you will have room left over for other necessities such as dry socks, water, snacks etc...