I new here so please don't flame me for asking a question that has already been asked many times. I did try searching but only came up with threads that were old with the newest being from 2013. I would love to learn and use lightroom and photoshop but for the amount that I would use the software I can't see paying $120 a year for it and I don't want another monthly bill. My current cameras are a Nikon d3400 and an Olympus TG-5. The Nikon is used on land and the TG is really only used underwater which is where most of my photography takes place (at this point in time). I have been using the Olympus software with the TG as I have not found any free or trial software that plays well with the RAW files from this camera. I'm not sure if there is much of an underwater crowd here but RAW is huge in underwater photography as you lose the colors of the spectrum as you go deeper, so the W/B eyedropper tool is like magic. I have not tried to ask this question in the big underwater forum as you are not worthy unless you have at least $10K into your setup, so I pretty much stay clear of that place. Here are a couple of photos from my last trip to Bonaire.

Interesting factual information
However ----
I'm still left with my admittedly layman's science 101 "assumptions" regarding why just by themselves larger formats should always be a superior approach ----
Larger formats simply because they are larger collect more light - More light equals the gathering of more Photons - More photons = more information -- If you then add in the "all things being equal" statement
Shouldn't -- Bigger formats just because they are bigger be better???