A. T. wrote:
Fellow hedgehogs,
I need some assistance with camera insurance. I currently have homeowners and vehicle insurance with State Farm and also have a separate rider policy for my camera equipment. I currently have a D850, D500 and a host of lenses insured at replacement value; however, when attempting to insure my D4s at replacement value, they are telling me that they can only replace the DSLR at the purchase price. When explaining to State Farm that the purchase price was much lower than the fair market value of the camera, they said that was what the underwriters expressed to them. I ask them what if the camera was a gift to me with no receipt.......they said they would insure the camera at fair market value. Exactly what I want for the D4s. So, would anyone have any suggestions for camera insurance companies out there?
Fellow hedgehogs, br br I need some assistance w... (
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Talk with your home insurance agent. I have my photo stuff listed on my house insurance. I had to provide photos of each piece and scans of the receipts, but if you aren't doing too much buying and selling that is not a real hardship.