Morning Star wrote:
I do not buy extended warranties for anything.
I will ask store staff how much it costs, then when I get home, I put that amount of money in my savings account.
Over all the years I have been doing this, I have never needed to have work done on an item within the period that the warranty would have been valid.
OTOH, when my desktop computer crashed (well after any warranty would have expired) I had the money from those savings to go and buy a new one.
SMART MAN Morningstar! Extended warranties are just insurance policies and they are playing the statistics you will never use it. Far more people never use the extended warranty so it is FREE money in their pocket. I love your solution. Keep your money in a savings account, not in an extended warranty. Another bad thing about extended warranties that you are never told about unless you read ALL the fine print. Now this may be different for a $2000 camera, but many times the extended warranty replaces your malfunctioning device with a refurbished device and this refurbished device is NOT guaranteed not to have scratches or dings, only that it works as intended. I had this done to me by Sprint with a cellphone after the device failed 2 weeks into my contract. Was sent a scratched up replacement and had to scream bloody murder to corporate to get a new phone. STEER CLEAR of extended warranties, they are not what they seem most of the time.