elliott937 wrote:
I'll bet many of you knew this already, but until a month ago, I did not. Never EVER put a personal check in the USPS mail. Never!
I've now learned what a "washed check" is. I wrote a check for $110 go a knee/ankle LLC business, put it into the mail box,and learned that it was never arrived. Shortly after that, I received a call from my bank asking if I wrote a check for $4,200 to XXXXX person. H7!! no, but that person took that amount of money from my check account. Totally fraud, and my bank did refund my money, but after my checking account had to be closed, new one opened, then new credit card, new debit card, and then the task of contacting everyone who made direct deposit to my account (as in retirement), and anyone who did direct withdrawal (as in my mortgage). However today I learned that the mortgage bank could do withdrawals for only 30 days. Tomorrow, I get to drive to the mortgage bank, complete a form for NEW withdrawal, and also to write a check for September, since the new form won't take kick in until October.
Moral of the story? Never ever put a personal check into an envelope with a stamp on it. Never. And before anyone might think "I'll tick "pay by credit card" and then write down your credit card number, et. al., and put THAT into an envelope with a stamp on it, think again, for you will have possibly given your credit card number over to a total scam person.
I know there are excellent USPS carriers out there. Very few in my zip code.
So there my fellow members. I share this so that you won't have to go through all of what I have had to do, and I'm not finished it.
I'll bet many of you knew this already, but until ... (
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About 6 months ago I was checking my checking account balance and was overdrawn. I looked at the debits and found a check for $1,950 to a person I don't know, never met, and the note said for rent. The check didn't even match my checks. They look nothing alike. But that person took it into a Wells Fargo and cashed it.
Of course, the exact same things you did are what I had to do too. Heck, I just found out that one of the things that I pay for annually didn't get paid. Rut-row!!!!