Paypal (Page 2): I've never had a problem with PayPal. I especially like the "pay later" feature in which the merchant gets paid immediately but the buyer is not charged until 14 days...

Dannj

I've never had a problem with PayPal. I especially like the "pay later" feature in which the merchant gets paid immediately but the buyer is not charged until 14 days after the purchase. This gives the buyer time to examine the purchase before paying. I've only had to do this once but it was a nice convenience.

SqBear Loc: Kansas, (South Central)

suntouched wrote:

I am amazed at the folks here at UHH that don't ha... (show quote)

subtouched, I cannot agree with you or I'm doing someting wrong.
I too have had PayPal for many years and any money I've sent to family I get charged a fee everytime.
This includes sending to the grandkids.
Got a sugestion for me?
Dave

Naturally, if I send it to a business then they pay the fees.

suntouched Loc: Sierra Vista AZ

SqBear wrote:

subtouched, I cannot agree with you or I'm doing someting wrong.
I too have had PayPal for many years and any money I've sent to family I get charged a fee everytime.
This includes sending to the grandkids.
Got a sugestion for me?
Dave

Naturally, if I send it to a business then they pay the fees.

You have to click under "pay or send money" and then "send to family or friends". If you click "pay for goods or services" then they attach a fee. I send money frequently to family and I'm not assessed a fee. It's very convenient. Relook at the options.

Mark-VA

I use PayPal a lot. If I'm buying something online from a merchant I'm not familiar with, I use PayPal. This way they get payment from PayPal and the merchant doesn't have my credit card number. I strongly suggest using PayPal's advanced security, which is known in security circles as two factor authentication. When you log in to PayPal they send you a text message and you have to enter that in the web page to access your account. This way if someone hacks your password they still can't access your account unless they have your cell phone. It's an extra step but a tremendous improvement in security.

suntouched Loc: Sierra Vista AZ

With Paypal you can also move money back and forth between your bank and Paypal. If you don't have any funds in your Paypal account and want to pay for something they will take it directly out of your bank account. I often will pay for goods/services on the Internet via Paypal instead of setting up an account (temporary) with the vender. It's saves me time and I don't have my credit card number spread all over the Internet. I suppose in this case the vendor is paying a fee to Paypal but I am not. I personally have had no problems with either Ebay or Paypal. I have had no problems with my bank accounts that weren't resolved in a timely way. I check my accounts frequently (Paypal, Ebay, bank accounts and credit cards) so I am aware of charges and balances. My husband has had his USAA account compromised several times (resolved satisfactory). Home Depot and Target have fallen prey to card fraud. Fraud happens. Screw ups happen. But going back to check writing, purchasing money orders and monthly statements isn't the answer (for me).

suntouched Loc: Sierra Vista AZ

Setting up a Paypal account takes about 10 minutes or less. Then it takes a couple of days for Paypal and your bank to communicate and after that happens your Paypal account is ready to use and it's pretty much seamless and instant. When you send or receive a payment Paypal sends you a notification email. You can check your account activity anytime day or night.

MT Shooter Loc: Montana

whitewolfowner wrote:

On the sellers side, I fail to see why anyone would want go through a pay system that takes a percentage of their sales. It only raises the price of selling items.

Exactly what do you think happens when a seller accepts a credit card?????
Credit cards take a varying percentage of from 2.6% to 4.8% depending on the card. ALL of that fee comes from the sellers end. It's the cost of doing business and those costs all drive up the price of merchandise.
You say bought bought that defective item from PayPal? That's ridiculous, you bought it from a scam seller who accepted your payment via PayPal. Getting a refund through them is no different than getting a refund from a credit card company, YOU still have to prove the fraud to their satisfaction, the seller still has to have the opportunity to dispute your claim as you could also be the one committing fraud by filing a false claim.
If you want to completely avoid this type of potential issue there is only ONE WAY. Deal face to face in person and pay cash.

Dick Z. Loc: Downers Grove IL

SqBear wrote:

subtouched, I cannot agree with you or I'm doing someting wrong.
I too have had PayPal for many years and any money I've sent to family I get charged a fee everytime.
This includes sending to the grandkids.
Got a sugestion for me?
Dave

Naturally, if I send it to a business then they pay the fees.

My suggestion is, send the grandkids a gift card, that's what we do. problem solved.

suntouched Loc: Sierra Vista AZ

If I was selling an item and two people offered to buy at the same time, I would opt for the one that could pay me instantly over the one that wanted to pay me in a week. Wouldn't you? Something to think about.

suntouched Loc: Sierra Vista AZ

Dick Z. wrote:

My suggestion is, send the grandkids a gift card, that's what we do. problem solved.

You know I did that just recently. I bought my granddaughter a Visa gift card and they attached a 6.00 charge (to me) at the time of purchase. I should have looked at the fine print :) Then I mailed it and of course paid postage.

Dick Z. Loc: Downers Grove IL

suntouched wrote:

You know I did that just recently. I bought my granddaughter a Visa gift card and they attached a 6.00 charge (to me) at the time of purchase. I should have looked at the fine print :) Then I mailed it and of course paid postage.

We always send "Toys are Us" gift cards, there's no fee and They're sent free with the Christmas or Birthday card. Of course the card requires a postage stamp.
I know this sounds cheap but we have 31 grandchildren. Problem solved.

Dick Z. Loc: Downers Grove IL

Dick Z. wrote:

We always send "Toys are Us" gift cards, there's no fee and They're sent free with the Christmas or Birthday card. Of course the card requires a postage stamp.
I know this sounds cheap but we have 31 grandchildren....... Problem solved.

Oh, I do have a PayPal account and do use it occasionally.

big-guy Loc: Peterborough Ontario Canada

luvmypets wrote:

I once paid my pet sitters through Paypal and a mo... (show quote)

Seriously?? By that reasoning then every single bank, store, business and any entity that has financial transactions should be off limits to you as everyone of them has had a "OOPS" moment. Have you locked yourself away in the attic, awaiting the apocalypse? One bad apple.... just saying.

Duggy

have had pay pal for years knock on wood have never had a problem, strange how many people on a small site have had problems. I here some stories here that was not a pay pal problem. I ounce bought some coins that no one had a clue was not real, china was duplicating quiet a while later I saw E Bay had suspended those crooks. But how could I blame pay pal it wasn't their fault. So I don't buy from china. Firse you need to check out the seller's feedback how many items they have sold and read all neutral/ negative feedback. I like the fast payment transaction. Works for me.

Indi Loc: L. I., NY, Palm Beach Cty when it's cold.

suntouched wrote:

I am amazed at the folks here at UHH that don't ha... (show quote)

I have a PP account because I occasionally sell coins on eBay and sometimes buy or sell a piece of equipment here. I also have a PP credit card which I use when I'm dubious of the source. PP also gives you points for redeeming things like gift cards.
However, I've been thinking lately that because of all the fees eBay & PP charge, I wonder if I could sell something and ask for an Amazon GC as payment?
Problem is, what security do you have other than the reputation of someone here on UHH?