Big motors and lotsa chrome!
I can't say I've ever had that feeling.
My stuff is covered by State Farm at full value against loss, theft, and damage that renders any/all pieces inoperable - even damage inflicted by my stupidity.
You may need to clean your sensor.
This is a first world problem.
I use a hybrid mix of BW and Singh Ray filters.
I had a great photo shoot there
I would give her my business card and tell her that my photos would be visible there soon. Further, I might watermark a few favorites and send them directly to her. I would never give her (or you)my memory card.
I prefer Bridge and PS. Not what you asked, I know.
Your physician is correct. It will not increase your protection.