Its possible, I'm thinking now that it could possibly be my card reader but I had the same results using the cable and hooking the camera up.
Thanks for the idea.

Nope, both computers are set for the right time zone.
Thanks for your help. That is the great thing about UHH, the pros are always willing to help. I'll give Nikon a call tomorrow.

I just checked again and the camera is set for UTC-7 which is the Denver Phonix area which is right for me. I've never had problems with the time stamp on my D3100 or M100 Canon.

I just bought a D7500 Nikon and I love it except for one problem. When I down load pictures the time stamp changes to six hours earlier than the stamp that the camera put on. It does this on both my computer and my wifes computer. I have checked the time and zone on the camera and both computers and when viewed on the cameras screen the proper time stamp with the file number is still shown. Any one have any idea why this is occurring?