sb wrote:
All the nonsense about whether - and how - to repeal the ACA ("Obamacare") and yet there seems little discussion about the very important basics:
1) SHOULD our society guarantee healthcare to all of our citizens? Almost all nations do. It would be the Christian thing to do. BUT - most nations do not have the military spending that we do. Over half of our discretionary spending goes to past, present, or future wars (this includes VA costs, nuclear weapons costs, etc. that are not in the official military budget). Even if it is a moral imperative, can we afford to do this? Can we afford NOT to do this? Some studies show that providing basic care costs less - making sure that diabetics can get care, etc., saves a lot of money in the long run. Protagonists argue that even when people get Medicaid they still use the ER - but that is because almost no physicians accept Medicaid. A "Medicare-for-All" program would be widely accepted (for physicians who want to be paid...).
2) There is a lot of talk about premiums but no talk about costs. American health care costs about $9,000 per year per person. NO ONE will ever be able to get cheap health insurance again. People who say they used too get insurance for $200 are confused - their employer was paying much of their premium. Costs for premiums have risen over the years as states have required coverage for things such as mammograms. The ACA required much more coverage - that is one reason the premiums have become so expensive. I was paying $25,000 per year for a family of three. When I had a colonoscopy I paid zero for that service, which otherwise would have cost about $5,000.
Allowing the sale of insurance across state lines would allow people to find cheap insurance that doesn't cover a lot of things. Would I like to buy insurance that doesn't cover cigarette smokers? Sure - I would save a bundle! But states do regulate insurance. If you live in Florida and have insurance from Delaware and have a problem, who is going to care? No one!
Medicare for all would reduce costs. Insurance company overhead adds as much as 25% to our health care costs. Medicare has an overhead of less than 8%. Having a tight prescription formulary, like the VA, would also help cut costs.
Things to consider...
All the nonsense about whether - and how - to repe... (
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(Group 1) of 30 people with cancer who smoked their whole life stand to your left
(Group 2) of 30 middle class people who never smoked and are healthy stand to your right.
Group 1 has no insurance. They never worked or quit work or whatever.
Group 2 has insurance they worked.
A group of 10 judges stand before you.
These judges are divided in half.
Half of the Judges will force group 2 to pay for group 1 insurance. (The judges of force)
The other half will not force group 2 to pay for group 1 insurance. (The judges of morality)
The judges inform you that forcing group 2 to pay for group 1 will raise the cost of group 2 insurance.
Which half of the judges will you allow to have power?
You see...The fundament concept of Christianity is making individual moral choices. You have free will.
By selecting the Judges of force you are in fact using an immoral means to achieve a perceived moral ends.
This concept is foreign to the modern left.
The lefts concept of morality is to obscure force by using a collective....aka congress.
There is not one individual that I know that would force a rich man to pay for a poor woman. when the individuals are not obscured by a collective.
Could you find someone on the street that is poor and force another person on the street that is rich to pay for them...and if they don't imprison them?
How can you vote for a collective to do what you as an individual cannot do and call that morality?
I love the people who use the Royal "WE". Those people are the very people that depend on the "WE" which usually means someone else must pay for them.
Whenever a service in our society is funded by government, commercial institutions will always extract as much funding as they can get.
ACA did just that. Once the funding happened the regulator of cost was removed.
It is a simple fact that when a service is less affordable by some it drives down the cost and produces more options.
You inject funds and the cost will rise.
This is what happened with college education as well. You make student loans easy to get the universities suck that (Seemingly) free money out of the students.
The debt attributed to the "Right of an Education" works exactly as the ACA. Student get degrees in fields where the amount they have borrowed can never be paid back. Many students will be in servitude though debt to our government backed student loans for the rest of their life.(Or much of it.)
Bankruptcy cannot even remove student loan debt.
The next time you think that someone else ought to pay for someone else's health insurance. Go buy yourself a gun and go to your neighbors house that has money, Declare yourself Robin hood, and go steal the guys money and drop it off at the nearest cancer center. Let me know if you feel good about yourself after you do that.