LFingar Loc: Claverack, NY

It was something like $1.50 per $100 of insured value. Higher then some, I'm sure, but:
1. I specify the replacement cost of each item based on current pricing at a major supplier. B&H in my case.
2. It covers any damage or loss for any reason (except intentional) any place in the world.
It's a small local insurance company that I don't remember the name of offhand without the policy in front of me. My wife normally pays those bills. I just hand her money when my policy comes due. They carry several other policies for us and are very reliable.
Your insurance agent should be able to give you several similar options.

PhotosBySteve

I am amazed that best buy is still in business. I have had nothing but bad experience with their return and repair policies! Not only did they Jack me around, but their knowledge and expertise is totally non-existent!

bsprague Loc: Lacey, WA, USA

I bought a Sony HX9V from Best Buy with whatever the extended waranty was at the time. It stopped working after the factory warranty timed out. Best Buy shipped it to Sony's repair center in Laredo, TX where it was fixed. There was no charge to me.

RICHARD46 Loc: New Jersey

I wonder if a 700 dollar cell phone would be covered under the homeowners policy?

Cappy Loc: Wildwood, NJ

In January I was going to purchase a new laptop. I want to thank everyone about their experiences with them. I will stay away from BestBuy.

Nikon_DonB Loc: Chicago

Forget Best Buy's policy. Get a rider on your home owners insurance for REAL peace of mind.

DirtFarmer Loc: Escaped from the NYC area, back to MA

I did that with my first digital P&S. It quit. I took it to Best Buy. They looked at it and just let me pick out a new one. Didn't even try to repair it. But that's the last time I got an in-store warranty. It's also the last time I needed one.

James R. Kyle Loc: Saint Louis, Missouri (A Suburb of Ferguson)

++++++++++++++++++++++++++++++++++

YES!

I pay for coverage on Everything concerning my photographic equipment - and liability as well. total cost for one year of coverage (Which covers NEW replacement of ALL equipment - like if my Canon 5D Mark II gets stolen the policy covers the replacement to a new Canon 5D Mark III) = Is Only $250.00 U.S.D.

speters Loc: Grangeville/Idaho

I don't understand why you went with that "protection", before knowing any of their specifics!!!

unclestu Loc: NJ

Thank you all so very much for the feedback. I have a Chubb insurance and I have thier "Master Piece" policy for my home owners insurance. I feel ashamed that it didn't occur to me to add this to my policy as I have a large number of antiques and works of art scheduled as listed items on my policy. I guess subconciously I am still trying to block from my mind all that I went through with having to deal with the insurance coompany for damages sufferd as a result of super storm Sandy. However I must say Chubb did cover all of the listed items which were lost. In fact now looking again at my policy they will pay up to 150% of the listed value. I think that along with the 5 yers from Nikon and I will be well protected.
I have purchased from B&H in the past but the 18 month interest free finace was a nice feature. The lens arrived today and all was as represented.
Stu

jeep_daddy Loc: Prescott AZ

You got lucky and so did I because it's the last time I needed one too.