BnH REALLY!?
Apr 26, 2024 09:56:38 #
billnikon wrote:
Didn't you read my post!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I got 12 months NO INTEREST, NO SALES TAX.
How long have you been blind?
How long have you been blind?
I don't believe you. I am sure you are not telling the truth.
Apr 26, 2024 10:01:23 #
billnikon
Loc: Pennsylvania/Ohio/Florida/Maui/Oregon/Vermont
BebuLamar wrote:
Wow they only charged you 26% instead of 29%
They charge 0 if you pay it off within the time period. I really don't care what interest they charge, I do not pay interest. And most folks who use Payboo do not pay any SALES TAX. That's why most use it.
And most of us remember the history of this.
B&H never used to charge sales tax, then the government got greedy and wanted folks who used the internet to make a purchase to pay sales taxes.
So, B&H, to their credit, got a credit card company so folks who bought from them STILL DID NOT HAVE TO PAY SALES TAXES. That was really NICE of B&H to do that. They did not have to do it, and I appreciate that they did it. Don't you appreciate what B&H did? Do you like paying sales taxes? Do you like to save money?
Apr 26, 2024 10:15:06 #
Apr 26, 2024 10:41:08 #
DRM
Loc: NC
At the risk of further redundancy, in an already redundant thread:
https://appleinsider.com/deals/bh-payboo-card#:~:text=2022%20update%3A%20The%20B%26H%20Payboo,issued%20through%20Comenity%20Capital%20Bank.
I think there's one mistake in the article re: purchasing ability, but that doesn't affect the operational details of the program. Note that B&H's current Payboo program with Comenity/Bread Financial only began in 2022. Prior to that, Payboo was through Synchrony Bank. Also note that some states/territories prohibit use of the sales tax refund option.
https://appleinsider.com/deals/bh-payboo-card#:~:text=2022%20update%3A%20The%20B%26H%20Payboo,issued%20through%20Comenity%20Capital%20Bank.
I think there's one mistake in the article re: purchasing ability, but that doesn't affect the operational details of the program. Note that B&H's current Payboo program with Comenity/Bread Financial only began in 2022. Prior to that, Payboo was through Synchrony Bank. Also note that some states/territories prohibit use of the sales tax refund option.
Apr 26, 2024 11:13:32 #
That's the agreement with Payboo and its bank, NOT B&H
Apr 26, 2024 11:25:26 #
DRM
Loc: NC
JeffDavidson wrote:
That's the agreement with Payboo and its bank, NOT B&H
Exactly. I don't think anything in the link or my comments indicate otherwise.
Actually, at its most basic level, PayBoo IS B&H, since the arrangement with Comenity/Bread was negotiated by B&H and since the card is not usable anywhere other than B&H. Nevertheless, customer issues with regard to terms and use of the card are resolved via the bank, not directly with B&H.
Apr 26, 2024 12:00:11 #
mrtaxi
Loc: Old Westbury NY, Fort Lauderdale, FL
Payboo is excellent but The rules are strict, if you don’t know the rules, you will always lose. If you know the rules you’ll always win. If you’re trying to get the sales tax paid, it’s terrific. If you’re trying to spread out the bill without interest, it’s terrific. Break the rules and you will pay almost 30% extra.
Apr 26, 2024 13:21:04 #
Artcameraman
Loc: Springfield NH
jim quist wrote:
First of all I have lost count of how much money I... (show quote)
Been doing business with B&H since the 90ies, Never a problem. Still a customer.
Apr 26, 2024 15:47:53 #
Sidwalkastronomy wrote:
This behavior is very common place now On this forum. Of you notice there has been a large decrease in the number of general post
I feel people are hesitant about asking questions for fear they will be mocked. That’s not the way this forum was set up. Sometimes you just want to hear others opinions about something and not a lecture on all the places you should have gone to find the answer yourself. It’s not that hard to be courteous to others.
Apr 26, 2024 16:22:53 #
Sidwalkastronomy
Loc: New Jersey Shore
billnikon wrote:
Didn't you read my post!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I got 12 months NO INTEREST, NO SALES TAX.
How long have you been blind?
How long have you been blind?
Why NOT BE CIVILIZED
Apr 26, 2024 16:30:38 #
Sidwalkastronomy
Loc: New Jersey Shore
billnikon wrote:
Didn't you read my post!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I got 12 months NO INTEREST, NO SALES TAX.
How long have you been blind?
How long have you been blind?
I just read the B and H page. Copied it
It says OR not both.
Please check your blind attitude at the door. No reason to be THAT RUDE.
From their site today
Everyday Benefits
Save the Tax
You pay the tax, we pay you back - Instantly!‡
That's 6.625%
on qualifying purchases shipped to MANASQUAN, NJ Shipping somewhere else?
OR
Special Financing§
up to 12 Months
on minimum purchase of $199 for 6 months
or $599 for 12 months
Apr 26, 2024 16:44:11 #
Sidwalkastronomy wrote:
I just read the B and H page. Copied it
It says OR not both.
Please check your blind attitude at the door. No reason to be THAT RUDE.
From their site today
Everyday Benefits
Save the Tax
You pay the tax, we pay you back - Instantly!‡
That's 6.625%
on qualifying purchases shipped to MANASQUAN, NJ Shipping somewhere else?
OR
Special Financing§
up to 12 Months
on minimum purchase of $199 for 6 months
or $599 for 12 months
It says OR not both.
Please check your blind attitude at the door. No reason to be THAT RUDE.
From their site today
Everyday Benefits
Save the Tax
You pay the tax, we pay you back - Instantly!‡
That's 6.625%
on qualifying purchases shipped to MANASQUAN, NJ Shipping somewhere else?
OR
Special Financing§
up to 12 Months
on minimum purchase of $199 for 6 months
or $599 for 12 months
Apr 26, 2024 16:51:40 #
billnikon wrote:
You are SOOOOOOOOOOOOOOOOOOOOOOOO wrong. Please go to the site, look up any camera, I just bought a Nikon Z9 and got 12 months no interest, NO SALES TAX.
Why do you persist on stating false information when it's obvious you are WRONG.
You could influence others away from using the Payboo card to purchase expensive equipment. Why would you do that?
Why do you persist on stating false information when it's obvious you are WRONG.
You could influence others away from using the Payboo card to purchase expensive equipment. Why would you do that?
That's not wrong... It depends on the amount of the purchase. I think over $199 qualifies for 6mo and over $599 gets you 12mo. (Unless it changed very recently.)
Apr 26, 2024 17:26:22 #
BebuLamar wrote:
Returning won't save you the interest.
If you return an item that you paid interest on, you certainly should receive the interest.
Even municipalities require an accurate balance sheet.
---
Apr 26, 2024 17:32:26 #
Bill_de wrote:
If you return an item that you paid interest on, you certainly should receive the interest.
Even municipalities require an accurate balance sheet.
---
Even municipalities require an accurate balance sheet.
---
first I am not sure if he still can return it because when he received the bill it's almost a month after the purchase. Second I don't know but I think he has the loan for the month so he should have to pay for the interest.
If you want to reply, then register here. Registration is free and your account is created instantly, so you can post right away.