BnH REALLY!?
Apr 24, 2024 17:29:42 #
First of all I have lost count of how much money I have happily spent at BnH. Every single experience I have had at BnH has been positive. Absolutely no complaints from me what so ever. So what's going on now?
I opened a Payboo account. With this account you can buy what you want, and depending on how much you spend you get so many months of interest free payments.
I bought $6200.00 worth of new gear expecting several months to pay it off so I wouldn't by paying any interest.
I received my first invoice today from Payboo and they charged me $134.00 in interest.
I am not done with BnH by any means. Since i don't have $6,000 sitting around to pay this off tomorow I guess I have no other option except to withdraw money from my pension account to pay off this balance and say good bye to Payboo.
So what's up BnH?
I opened a Payboo account. With this account you can buy what you want, and depending on how much you spend you get so many months of interest free payments.
I bought $6200.00 worth of new gear expecting several months to pay it off so I wouldn't by paying any interest.
I received my first invoice today from Payboo and they charged me $134.00 in interest.
I am not done with BnH by any means. Since i don't have $6,000 sitting around to pay this off tomorow I guess I have no other option except to withdraw money from my pension account to pay off this balance and say good bye to Payboo.
So what's up BnH?
Apr 24, 2024 17:43:41 #
When I visit the B&H site and look at the Payboo options, they express the options as either / or - either you get the sales tax refunded or you have 6- or 12-months of "Special Financing". That 'special financing' doesn't reference interest free, but does include several caveats based on how much you spend as well as how multiple shipments may impact how this option operates. You might want to revisit your purchase actions and the paperwork (specific terms) presented along with your purchase.
Apr 24, 2024 18:08:42 #
I think you would have to contact them and see what happens. As I understand it, if you buy more than $599 you have 12 months to pay it off without interest.
Apr 24, 2024 18:10:37 #
Apr 24, 2024 22:08:25 #
Always take your payboo issues to the bank, not to the stire. The store cant do anything about payboo stuff.
Apr 24, 2024 22:08:32 #
Always take your payboo issues to the bank, not to the store. The store cant do anything about payboo stuff.
Apr 24, 2024 22:08:34 #
Always take your payboo issues to the bank, not to the store. The store cant do anything about payboo stuff.
Apr 24, 2024 22:08:41 #
Apr 25, 2024 07:37:35 #
jim quist wrote:
First of all I have lost count of how much money I... (show quote)
…or you can simply return the merchandise th B&H…
Apr 25, 2024 07:38:28 #
Julian wrote:
…or you can simply return the merchandise th B&H…
Returning won't save you the interest.
Apr 25, 2024 08:03:54 #
CHG_CANON wrote:
When I visit the B&H site and look at the Payb... (show quote)
Always GREAT Advice!!!
Apr 25, 2024 08:13:24 #
billnikon
Loc: Pennsylvania/Ohio/Florida/Maui/Oregon/Vermont
jim quist wrote:
First of all I have lost count of how much money I... (show quote)
You should call customer service, and in case you did not know, this is how the Payboo card works, if you pay with with the payboo card, you do not have to pay sales tax.
When ever I make a purchase like yours, I call them to make sure they know that I am going to pay over 6 months or a year, if you do that, YOU HAVE TO PAY THE SALES TAX on your purchase but are charged no interest if you pay it off within the specified time frame. So if the sales tax is .05 and you buy 6000.00, you'll have to pay about 300 in sales tax on that purchase.
If they had you pay interest, there is probably a mix up at there end. I WOULD CALL THEM INSTEAD OF COMPLAINING HERE.
Why not put your big boy pants on and call them, I am sure BnH will fix it, REALLY!!!!!!!!!!!!!!!!!!
Folks like you that come here FIRST to complain instead of handling it with customer service show everyone here what you really are, a whiner.
https://www.google.com/search?q=payboo+credit+card&oq=Payboo&gs_lcrp=EgZjaHJvbWUqBwgBEAAYgAQyCggAEAAYsQMYgAQyBwgBEAAYgAQyBwgCEAAYgAQyDQgDEC4YrwEYxwEYgAQyBwgEEAAYgAQyBwgFEAAYgAQyBggGEEUYPTIGCAcQRRg90gEINTYyMmowajeoAgCwAgA&sourceid=chrome&ie=UTF-8#fpstate=ive&vld=cid:76357e03,vid:iUlD-cpXXGM,st:0
Apr 25, 2024 08:18:31 #
jim quist wrote:
First of all I have lost count of how much money I... (show quote)
By the way did they charge you the sales tax?
Apr 25, 2024 09:23:08 #
DaveyDitzer
Loc: Western PA
User ID wrote:
Always take your payboo issues to the bank, not to the stire. The store cant do anything about payboo stuff.
Commenity bank handles PayBoo as well as many store branded credit cards. I intensely dislike dealing with them but have no choice on which bank the vendor chooses.
Apr 25, 2024 09:35:22 #
Sidwalkastronomy
Loc: New Jersey Shore
I payoff payboo first month BUT I don't spend $6000. There interest rate I believe is 29.99%.
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