BnH REALLY!? (Page 4): I think his post is helpful. Whether whose fault it is it does mean that I have to be careful when dealing with PayBoo.

BebuLamar

I think his post is helpful. Whether whose fault it is it does mean that I have to be careful when dealing with PayBoo.

bdk Loc: Sanibel Fl.

well I got payboo so I wouldnt have to pay any sales taxes.
The lenses arrived, I am fortunate I have the money to pay off the card which I did the very next day.
I saved around $180 . Thats quite a bit of money. That I put towards the purchase of a nifty 50 .If you dont have the money to pay these cards off as the bill comes in, its gonna cost you a LOT, as you found out.

niteman3d Loc: South Central Pennsylvania, USA

JD750 wrote:

That does not sound like dragging BnH through the mud to me. I viewed Jim’s post as just asking “what is up” because he didn’t understand what happened. He thought perhaps someone here could explain it and he wouldn’t have to call them. Indeed that is what happened.

So I’m wondering why all the emotion directed at Jim?

You kind of missed the last sentence of the paragraph... "I am not done with BnH by any means. Since i don't have $6,000 sitting around to pay this off tomorow I guess I have no other option except to withdraw money from my pension account to pay off this balance and say good bye to Payboo."

OTH, I agree that the replies seem a little overly hostile toward somebody who simply made a mistake. He now knows he can call the bank or B&H and throw himself on the mercy of the court. Hopefully, case closed, but he can't call B&H till the end of Passover.

He's vindicated just by the number of others who don't seem to understand how it works either. Choose free financing option *or* get the discount equal to the state sales tax, but *not* both. One or the other, but not both.

OldCADuser Loc: Irvine, CA

Real Nikon Lover wrote:

I stopped using credit cards except one. I use the Costco Citibank card because I get money back every year from all purchases made.

...

Also, we keep a zero balance on the card. When we buy we go online and immediately pay the balance. No interest accrued. Cash is king when you use the Costco Card.

We do the same, except I use the Amazon Prime card for Amazon purchases and the Costco card for everything else. Last year we got over $1400 back and we also pay the balance each month (haven't paid a dime in credit card interest in maybe 20 or 25 years).

billnikon Loc: Pennsylvania/Ohio/Florida/Maui/Oregon/Vermont

rcarol wrote:

Consider yourself lucky. The B&H website states that you have two options. You can take the tax or take up to 12 months credit.

ALL of their camera's can be bought 6 or 12 months no interest, no taxes, I was not lucky, it's the way they do business for EVERYONE.

BebuLamar

billnikon wrote:

ALL of their camera's can be bought 6 or 12 months no interest, no taxes, I was not lucky, it's the way they do business for EVERYONE.

I think it's either 6/12 months no interest or no tax. Not both. That's what I think. I am unable to verify if the 6/12 months special financing is no interest. Even when I tried to apply I still don't have a full disclosure so I cancel out the application.

billnikon Loc: Pennsylvania/Ohio/Florida/Maui/Oregon/Vermont

BebuLamar wrote:

I think it's either 6/12 months no interest or no tax. Not both. That's what I think. I am unable to verify if the 6/12 months special financing is no interest. Even when I tried to apply I still don't have a full disclosure so I cancel out the application.

You are SOOOOOOOOOOOOOOOOOOOOOOOO wrong. Please go to the site, look up any camera, I just bought a Nikon Z9 and got 12 months no interest, NO SALES TAX.
Why do you persist on stating false information when it's obvious you are WRONG.
You could influence others away from using the Payboo card to purchase expensive equipment. Why would you do that?

BebuLamar

billnikon wrote:

You are SOOOOOOOOOOOOOOOOOOOOOOOO wrong. Please go to the site, look up any camera, I just bought a Nikon Z9 and got 12 months no interest, NO SALES TAX.
Why do you persist on stating false information when it's obvious you are WRONG.
You could influence others away from using the Payboo card to purchase expensive equipment. Why would you do that?

Don't see the OR in the middle of the 2 deal???? You don't get both.

Linda From Maine Loc: Yakima, Washington

BebuLamar wrote:

Don't see the OR in the middle of the 2 deal???? You don't get both.

LOL, I was just going to upload the same screenprint, even though I did it a few pages ago, along with providing the link: https://www.bhphotovideo.com/credit-cards

Do you get the sense that "some" people aren't reading all comments in this thread?

BebuLamar

Linda From Maine wrote:

LOL, I was just going to upload the same screenprint, even though I did it a few pages ago, along with providing the link: https://www.bhphotovideo.com/credit-cards

Do you get the sense that "some" people aren't reading all comments in this thread?

The one thing is that the special financing deal I am not sure what it is. I can't get to where they post their policy without actually open an account.

boomboom Loc: Stow, Ohio

billnikon wrote:

You should call customer service, and in case you ... (show quote)

Once again, someone has a simple question and you have to give him a hard time and belittle him. You just make yourself look like a fool. If you don't think he went the proper route, don't answer. I think bullying someone on this forum has no place.

Linda From Maine Loc: Yakima, Washington

BebuLamar wrote:

The one thing is that the special financing deal I am not sure what it is. I can't get to where they post their policy without actually open an account.

They have a bunch of FAQ's, but there's also a footnote for "special" ... which isn't very helpful

"Minimum payments are required for each Credit Plan. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge. Each transaction placed on a promotional Credit Plan(s) will not earn Instant Savings."

Sidwalkastronomy Loc: New Jersey Shore

boomboom wrote:

Once again, someone has a simple question and you have to give him a hard time and belittle him. You just make yourself look like a fool. If you don't think he went the proper route, don't answer. I think bullying someone on this forum has no place.

This behavior is very common place now On this forum. Of you notice there has been a large decrease in the number of general post

BebuLamar

jim quist wrote:

First of all I have lost count of how much money I... (show quote)

Wow they only charged you 26% instead of 29%

billnikon Loc: Pennsylvania/Ohio/Florida/Maui/Oregon/Vermont

BebuLamar wrote:

Don't see the OR in the middle of the 2 deal???? You don't get both.

Didn't you read my post!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! I got 12 months NO INTEREST, NO SALES TAX.
How long have you been blind?