BnH REALLY!?
Apr 25, 2024 09:36:50 #
DRM
Loc: NC
jim quist wrote:
First of all I have lost count of how much money I... (show quote)
Particularly since B&H switched from Synchrony Bank to Comenity (now called Bread Financial), I have had multiple issues with PayBoo. All, essentially, centered around late posting of payments by Comenity. Their delays in crediting my account resulted in interest and late payment fees. Of course, I can't prove whether the delays were due to the bank's incompetence or are attributable to Louis DeJoy's mismanagement of USPS. However, I never had any such issues when Synchrony sponsored the PayBoo card. I use PayBoo solely to save the sales tax on purchases from B&H. Now, as soon as I receive merchandise and determine that I will not be returning it, I pay Comenity online. Thus far, they have managed to execute scheduled online payments within a day or two of the date I specify.
Apr 25, 2024 09:43:39 #
Sidwalkastronomy
Loc: New Jersey Shore
DRM wrote:
Particularly since B&H switched from Synchrony... (show quote)
That's the only way to save the money.
If you must charge something there are other cheaper cards out there
Apr 25, 2024 09:48:05 #
Zaydewise
Loc: Nashville TN
I use B&H credit card all the time to get the sales tax relief (my state's sales tax rate is 9.25%). When I get the equipment, I go directly to the Payboo account and pay off the amount charged. There is also an option to have Payboo to pay your balance off when due, but you need to give them you bank account info.
Apr 25, 2024 10:02:22 #
billnikon
Loc: Pennsylvania/Ohio/Florida/Maui/Oregon/Vermont
jim quist wrote:
First of all I have lost count of how much money I... (show quote)
Something in your post does not ring true.
An example, the Nikon Z9 sells for $5696.95, you can use the payboo card in two ways, you can pay off in a month and save the sales tax, so if you use the payboo card and pay in when you receive your statement, you only pay $5696.95.
If you want the 12 month option by B&H and payboo, you pay $475 a month for 12 months or $5700.00. So, this way you can save on the sales tax and get 12 months interest free.
Way to go B&H.
The OP did not do something correct with his payboo card and now he is blaming B&H for it instead of calling them in person and correcting it he comes here and blames B&H. Very typical of him, he likes to blame others first.
If I made a purchase of $6000.00 I would ALWAYS call B&H and talk to a sales person and make sure they understood I was purchasing the $6000.00 purchase with the payboo 12 month no interest option.
That way I would assure myself that I was getting what I wanted.
Yes Mr. OP, it is that simple, you messed up somewhere, do not pass go, do not collect $200.00 and DO NOT BLAME B&H.
https://www.bhphotovideo.com/credit-cards
Apr 25, 2024 10:05:59 #
jim quist wrote:
First of all I have lost count of how much money I... (show quote)
It is named pay booooo!
Apr 25, 2024 10:10:05 #
billnikon wrote:
You should call customer service, and in case you ... (show quote)
I am sure Jim was seeking advice/input (not criticism) rather than whining.
Apr 25, 2024 10:22:23 #
By the way, if you decide to switch to PayPal (don't know if BnH accepts), they give six months no interest with a minimum payment needed. But the limit on total purchases outstanding is decide by them and only goes up with usage. I tried once to raise my limit, but nothing I could do. I doubt you could get a $6000 starting limit, but that just my guess.
I believe the Amazon card has a no interest or cash back options.
I believe the Amazon card has a no interest or cash back options.
Apr 25, 2024 10:45:24 #
billnikon wrote:
You should call customer service, and in case you ... (show quote)
Bill, please don't sugarcoat your true feelings!
Apr 25, 2024 11:12:31 #
jim quist wrote:
First of all I have lost count of how much money I... (show quote)
With the Payboo card, you can either pay off your purchase over 12 months and not pay interest, OR not pay sales tax. Chances are you didn't pay sales tax on your $6,000 purchase, so to avoid interest on your purchase you have to pay off what you owe. It's one or the other with the Payboo card; either 12 monthly payments interst-free or no sales tax.
Apr 25, 2024 11:45:07 #
jim quist wrote:
First of all I have lost count of how much money I... (show quote)
I have a problem answering your question.
I bought approx. $6,000 worth of camera Equip. from B&H and used my PayBoo card.
When the bill came in on the card and I paid it off immediately and all has been OK since.
I wasn't charged for the State Sales Tax.
Apr 25, 2024 11:59:54 #
billnikon
Loc: Pennsylvania/Ohio/Florida/Maui/Oregon/Vermont
Don, the 2nd son wrote:
I am sure Jim was seeking advice/input (not criticism) rather than whining.
It's a dirty laundry post.
He could have MORE EASILY called B&H and straightened it all out. B&H would have know more about his purchase than all of us here at UHH combined. DUH!!!!!!!!!!!!!!!
He is a grown man, he should be able to figure this out on his own. He is not a child.
Apr 25, 2024 12:20:33 #
billnikon wrote:
It's a dirty laundry post.
He could have MORE EASILY called B&H and straightened it all out. B&H would have know more about his purchase than all of us here at UHH combined. DUH!!!!!!!!!!!!!!!
He is a grown man, he should be able to figure this out on his own. He is not a child.
He could have MORE EASILY called B&H and straightened it all out. B&H would have know more about his purchase than all of us here at UHH combined. DUH!!!!!!!!!!!!!!!
He is a grown man, he should be able to figure this out on his own. He is not a child.
If everyone on this forum exhausted all other sources to resolve an issue before turning to UHH, there would be no need for this forum.
Apr 25, 2024 12:21:51 #
billnikon
Loc: Pennsylvania/Ohio/Florida/Maui/Oregon/Vermont
rcarol wrote:
If everyone on this forum exhausted all other sources to resolve an issue before turning to UHH, there would be no need for this forum.
But he not only could not solve his own issues, he dragged B&H through the mud, THIS IS UNEXCEPTABLE.
Apr 25, 2024 12:43:17 #
DRM
Loc: NC
billnikon wrote:
But he not only could not solve his own issues, he dragged B&H through the mud, THIS IS UNEXCEPTABLE.
UNEXCEPTABLE. Without exception? Good, albeit antique, word. Most recent reference in Oxford English Dictionary is 1702, Cotton Mather.
Apr 25, 2024 12:52:15 #
billnikon wrote:
But he not only could not solve his own issues, he dragged B&H through the mud, THIS IS UNEXCEPTABLE.
I reread the OP's original post and I didn't interpret it in the same way you did. I looked at his post as a general inquiry rather than a bitch session. Clearly, you saw it differently than me.
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