stanikon wrote:
Most, if not all, insurance policies cover any "authorized" driver. That can be anyone you allow to drive the vehicle, whether related or not. It does not cover unauthorized drivers which would mean a thief or anyone who drives ti without your permission. That could be, for example, a minor child who takes it for a joy ride without the parents' permission.
Every sentence in an insurance policy is backed up by a sad story somewhere.
According to my AAA policy any driver living in my house must be listed on the policy to be covered, authorized drivers are defined as those not residing here but occasionally driving my vehicles with my permission.