Ordering from Nikon vs. Adorama, B&H, KEH
Nov 23, 2021 13:12:45 #
bobforman wrote:
A couple of years ago I applied for a payboo card touting an 800+ credit score. I was turned down. The main reason, I think, was that we pay our cc bill off every month. They undoubtedly knew that. Synchrony would lose $ on every purchase in this case.
might be why I got the run around too, pay off every month, no money , don't buy!
Nov 23, 2021 13:15:35 #
billnikon wrote:
They are actually quite very easy to get. No PIA, just LOL.
Synchrony bank was a pain, filled out form after form, then they wanted a phone interview, I have enough other cards to use, don't need them!
Nov 23, 2021 13:39:35 #
Pay attention to sales tax. Depending on what you're buying, it could be a significant consideration!
Nov 23, 2021 14:03:33 #
Nov 23, 2021 14:08:36 #
Nov 23, 2021 14:11:08 #
Nov 23, 2021 14:19:57 #
therwol wrote:
Everyone should read this before using the Payboo credit card.
https://appleinsider.com/deals/bh-payboo-card
The interest rate is 29.99% APR, and you do not get the state tax refund in all states. If you're going to pay off the purchase in a month or two, you'll come out ahead. If not, you'll pay Synchrony Bank that interest on the unpaid balance, and they're obviously counting on people carrying a balance.
https://appleinsider.com/deals/bh-payboo-card
The interest rate is 29.99% APR, and you do not get the state tax refund in all states. If you're going to pay off the purchase in a month or two, you'll come out ahead. If not, you'll pay Synchrony Bank that interest on the unpaid balance, and they're obviously counting on people carrying a balance.
I will not buy from anyone and knowingly finance through Synchrony Bank. Very high interest.
Nov 23, 2021 14:39:15 #
stevehecker
Loc: DeWitt MI
Check out on the B&H website the Payboo credit card. It's real, and it works. We have 6% sales tax where I live, and I paid zero tax when buying a new body.
Nov 23, 2021 16:04:10 #
James May wrote:
Order from Hunt's Camera in Boston and pay no tax
How about shipping?
Nov 23, 2021 17:00:05 #
therwol
Loc: USA
pego101 wrote:
Way off topic
So it's not fair to bring up other options that one may not have considered? (Buying locally) The answer to the question is no. I don't think we have to be so rigid here. Information is always a good thing.
Nov 23, 2021 20:49:39 #
mundy-F2
Loc: Chicago suburban area
kb6kgx wrote:
If the price is the same, more or less, is there any advantage to ordering directly from Nikon as opposed to one of the other sellers such as Adorama, etc.?
If there is tax, you can save it using the B&H Pay-Boo Store card.
Mundy
Nov 23, 2021 21:34:35 #
DaveyDitzer
Loc: Western PA
kb6kgx wrote:
"Payboo"???
Payboo is a B&H credit card that saves the buyer the sales tax. I use it all the time.
Nov 23, 2021 23:07:08 #
Many of the vendors offer extended warranty packages and sometimes they have packages that have bonuses added without additional mark up. I prefer to buy what I hold in my hand first. See it, touch it, smell it. I guess it is a throwback to my dating days. ROFL
Nov 23, 2021 23:44:16 #
Nov 24, 2021 02:56:59 #
therwol wrote:
Everyone should read this before using the Payboo credit card.
https://appleinsider.com/deals/bh-payboo-card
The interest rate is 29.99% APR, and you do not get the state tax refund in all states. If you're going to pay off the purchase in a month or two, you'll come out ahead. If not, you'll pay Synchrony Bank that interest on the unpaid balance, and they're obviously counting on people carrying a balance.
https://appleinsider.com/deals/bh-payboo-card
The interest rate is 29.99% APR, and you do not get the state tax refund in all states. If you're going to pay off the purchase in a month or two, you'll come out ahead. If not, you'll pay Synchrony Bank that interest on the unpaid balance, and they're obviously counting on people carrying a balance.
The PayBoo card is the best deal around for the buyer who does pay off his credit cards before any interest comes due, and shipping is free as long as the purchase totals at least $49. That's why I buy any new gear from BHPhoto.
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