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Warranty
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Jan 12, 2023 15:18:44   #
Blaster34 Loc: Florida Treasure Coast
 
Are manufacturers extended warranty worth the additional cost? Just received an offer to extend the original warranty of my camera for two or three years. The extension for two years starts at the expiration of the original warranty, same for the three-year warranty. I already have coverage under my homeowners for loss, damage, theft, etc.

Comments, recommendations, greatly appreciated...CHEERS!

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Jan 12, 2023 15:22:42   #
Mac Loc: Pittsburgh, Philadelphia now Hernando Co. Fl.
 
Blaster34 wrote:
Are manufacturers extended warranty worth the additional cost? Just received an offer to extend the original warranty of my camera for two or three years. The extension for two years starts at the expiration of the original warranty, same for the three-year warranty. I already have coverage under my homeowners for loss, damage, theft, etc.

Comments, recommendations, greatly appreciated...CHEERS!


I don’t think so. I’ve never done it and I’ve never needed it.

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Jan 12, 2023 15:45:31   #
bob fleer Loc: Annapolis, MD
 
check your credit card and what they offer. I use a MasterCard world card and they will extend the warranty an additional year at no charge if if purchased with their card.
you will be surprised at what additional benefits come wth credit cards.

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Jan 12, 2023 16:08:00   #
Longshadow Loc: Audubon, PA, United States
 
Mac wrote:
I don’t think so. I’ve never done it and I’ve never needed it.

I never get them nor needed them either.

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Jan 12, 2023 16:10:13   #
rmorrison1116 Loc: Near Valley Forge, Pennsylvania
 
Just curious as I personally don't care but what does warranty have to do with main photography discussion. Shouldn't this be in a different location?

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Jan 12, 2023 16:12:20   #
Klickitatdave Loc: Seattle Washington
 
Part of the equation of whether an extended warranty is worth the cost would be what did the original warranty cover and what if any exclusions were part of the warranty. Most electronics, (which includes digital cameras), will develop issues relating to the warranty within a few months of purchase. Of course there are exceptions but if a camera system or part are going to fail it will happen sooner than later.
Personally, I would look closely at the original warranty because they often includes language which excludes certain repairs under certain circumstances. In other words what actually is covered under this extended warranty and how likely would the circumstances that might lead you to use this warranty come up.

Then there is the issue of the cost of the extended warranty. My laptop manufacturer wanted to charge me $250 for a 2 year extended warranty. Given the unlikelihood that the conditions where I would need it would occur it simply is not worth it for me to enroll in the program. Insurance is about peace of mind and warranties are a form of insurance. Ask yourself whether the peace of mind that you might gain from extending the warranty worth what they are charging you for it?

In my opinion, extended warranties are a scam that the manufacturer or retailer use to make a lot of money with little risk of having to actually do anything for the money. If I were in your situation I would not purchase the extended warranty. Weigh the risks, weigh the costs and then make your decision. That is my advise.

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Jan 12, 2023 16:13:34   #
Longshadow Loc: Audubon, PA, United States
 
rmorrison1116 wrote:
Just curious as I personally don't care but what does warranty have to do with main photography discussion. Shouldn't this be in a different location?

....didn't notice, I just read the post in my feed.

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Jan 12, 2023 16:14:05   #
rmorrison1116 Loc: Near Valley Forge, Pennsylvania
 
Longshadow wrote:
I never get them nor needed them either.


Same here. Extended warranties are generally a waste of money. Of the dozens of cameras and lenses I've bought over the past 23 years, I never once purchased an extended warranty and never needed one.

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Jan 12, 2023 16:54:24   #
DirtFarmer Loc: Escaped from the NYC area, back to MA
 
I had an electric water heater. One day it started to leak so I had to replace it. I went to Lowes or Home Depot (don't recall which) and they had 3 models. The basic model with a 4 year warranty was like $300. The next model up had an 8 year warranty for $400. The top of the line had a 12 year warranty for $500.

I asked my plumber for advice. He said get the basic model. They are all the same water heater. You are paying for insurance.

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Jan 12, 2023 17:07:45   #
Klickitatdave Loc: Seattle Washington
 
Longshadow wrote:
....didn't notice, I just read the post in my feed.


Same here, it was listed in the "Upcoming" section so it was not obvious which discussion section it was posted in. It probably should be in "General Chit-Chat".

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Jan 12, 2023 17:13:31   #
Longshadow Loc: Audubon, PA, United States
 
Klickitatdave wrote:
Same here, it was listed in the "Upcoming" section so it was not obvious which discussion section it was posted in. It probably should be in "General Chit-Chat".

Haha - If I don't notice, why would it matter?
I never look at the category in which a post resides, only the posts.

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Jan 12, 2023 21:54:28   #
Blaster34 Loc: Florida Treasure Coast
 
DirtFarmer wrote:
I had an electric water heater. One day it started to leak so I had to replace it. I went to Lowes or Home Depot (don't recall which) and they had 3 models. The basic model with a 4 year warranty was like $300. The next model up had an 8 year warranty for $400. The top of the line had a 12 year warranty for $500.

I asked my plumber for advice. He said get the basic model. They are all the same water heater. You are paying for insurance.



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Jan 12, 2023 21:55:07   #
Blaster34 Loc: Florida Treasure Coast
 
Longshadow wrote:
Haha - If I don't notice, why would it matter?
I never look at the category in which a post resides, only the posts.


Probably so....

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Jan 12, 2023 21:57:49   #
Blaster34 Loc: Florida Treasure Coast
 
rmorrison1116 wrote:
Same here. Extended warranties are generally a waste of money. Of the dozens of cameras and lenses I've bought over the past 23 years, I never once purchased an extended warranty and never needed one.


Thank you and thank everyone else who commented and included recommendations. Think I'll be keeping the money and use if for a new high-speed card...

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Jan 12, 2023 22:17:01   #
SteveInConverse Loc: South Texas
 
bob fleer wrote:
check your credit card and what they offer. I use a MasterCard world card and they will extend the warranty an additional year at no charge if if purchased with their card.
you will be surprised at what additional benefits come wth credit cards.


Theft/damage coverage for a start.

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