Gotta love this answer...
Aug 9, 2019 13:49:45 #
StanMac
Loc: Tennessee
jcave wrote:
Moving from Vermont to Kentucky. Same exact coverage in VT $875/year; in KY $3,200 for a 2016 F-150. The huge difference is ridiculous.
Auto insurance rates are supposedly based on the level of risk of loss. Maybe Kentucky drivers are just more reckless or they steal more F-150s than people in Vermont.
Aug 9, 2019 15:07:02 #
Harry0
Loc: Gardena, Cal
I have a kid in PA i the same predicament. Moved from Georgia.
Suddenly "Obamacare is ruining our margins! Up with the rates!"
Or "We have too many illegals with no auto insurance! Up with the rates!"
If you let them, they'll find a reason.
Suddenly "Obamacare is ruining our margins! Up with the rates!"
Or "We have too many illegals with no auto insurance! Up with the rates!"
If you let them, they'll find a reason.
Aug 9, 2019 16:12:33 #
GKarl wrote:
New Hampshire - “Live free or die”. No insurance, no seatbelts and no motorcycle helmets required.
You left out; No income tax or sales tax.
Aug 9, 2019 16:28:46 #
While working for the green machine in Germany in the early 1970s; the German police would come and get your auto plates when your insurance expired. You had better be careful if you change insurers.
Aug 9, 2019 17:05:18 #
jerryc41 wrote:
Unfortunately, some states do not require auto insurance, so you take your chances driving there.
Which States, so I will know where not to drive. Look I just failed to split an infinitive!
Aug 9, 2019 17:28:04 #
John_F wrote:
When I saw his comment I had to Google it to see which states.Which States, so I will know where not to drive. Look I just failed to split an infinitive!
Aug 9, 2019 18:37:14 #
Collhar wrote:
You left out; No income tax or sales tax.
Also, no death penalty.
Aug 9, 2019 22:30:39 #
Then they go buy the insurance and get covered because the insurance company must take pre existing conditions
Aug 10, 2019 00:00:15 #
One Rude Dawg wrote:
I wonder if anyone has done a study of how many people die using seatbelts, no body mentions that. 
I haven't heard that one for about 30 years. I thought everyone had matured by now. If you ever saw a crash test and what happens to the dummy there would be no question that you would wear one. Unless maybe you had already been in an accident and banged your head.
Aug 10, 2019 13:34:47 #
SteveFranz
Loc: Durham, NC
Regarding "Uninsured" Motorist. You can tell how successfully your state is in regulating auto insurance by the size of the UM portion of your car insurance bill. If the state has done a good job of eliminating uninsured drivers, the UM portion of your car insurance will be quite small. If your state has a lot of uninsured drivers out there, the UM portion of your car insurance will be high.
As a general note, Auto Liability insurance protects the other people - the ones who sue you in the event of an accident. Uninsured Motorist coverage protects YOU in the event the other driver does not carry insurance, or has low limits.
For this reason I carry as much UM coverage as my policy will allow. I figure I'm worth it.
As a general note, Auto Liability insurance protects the other people - the ones who sue you in the event of an accident. Uninsured Motorist coverage protects YOU in the event the other driver does not carry insurance, or has low limits.
For this reason I carry as much UM coverage as my policy will allow. I figure I'm worth it.
Aug 11, 2019 00:29:36 #
drucker
Loc: Oregon
Several years back there was a state law proposed that a sticker showing proof of insurance be required. Failure to have a valid sticker displayed on a vehicle in use or in a public place was grounds for immediate impounding of the vehicle -- no excuses were to be allowed.
Sponsors claimed it would cut insurance costs in half by reducing uninsured drivers. But it failed to pass because the insurance industry claimed it was too burdensome to mail stickers monthly for those who paid monthly, even though there was a fee in the bill to reimburse for the cost.
Where we like now in Oregon, you have to provide proof of insurance to get a tag or renewal -- but there is no system to check after that, so uninsured vehicles are a real problem.
Sponsors claimed it would cut insurance costs in half by reducing uninsured drivers. But it failed to pass because the insurance industry claimed it was too burdensome to mail stickers monthly for those who paid monthly, even though there was a fee in the bill to reimburse for the cost.
Where we like now in Oregon, you have to provide proof of insurance to get a tag or renewal -- but there is no system to check after that, so uninsured vehicles are a real problem.
Aug 11, 2019 03:18:41 #
In Texas, a vehicle must pass an annual inspection in order to renew registration. Proof of insurance is required at the time of inspection. Inspection results are then sent to a state database. When applying for registration renewal DMV verifies that the vehicle has passed inspection before issuing a new windshield sticker.
Aug 11, 2019 10:21:14 #
GKarl wrote:
Also, no death penalty.
No. They have a death penalty. It is an option. Lethal injection or hanging.
Aug 11, 2019 11:01:32 #
StanMac
Loc: Tennessee
Collhar wrote:
No. They have a death penalty. It is an option. Lethal injection or hanging.
At least with lethal injection the victim is sedated before the lethal dose is administered.
Stan
Aug 11, 2019 16:51:57 #
StanMac wrote:
At least with lethal injection the victim is sedated before the lethal dose is administered.
Stan
Stan
I wonder if the victim who was murdered was sedated???
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