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Sales Tax online? grrrrrr
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May 19, 2019 11:31:13   #
SportQue
 
cyclespeed wrote:
I agree with KWGW9V. I like how you must be thinking when you use the word "skirt" Most honest people who understand the role of taxation have the auto substitute function in their brain that replaces skirt with C***T! Pay it like most law abiding people do.


If a person is doing it lawfully I have NO problem with saving money. Sorry if that offends you :) I guess a lot of us have been spoiled by not having to pay sales tax on items we purchase out of state online. I just can't jump at the chance to pay sales tax if I don't have to. Taxes are getting ridiculous not just the new sales tax thing. People in California which I travel to a lot pay exorbitant gas tax in their state and prices are hard for some families or persons to afford. I applaud your valiance to ante up but I'm more inclined to save a buck "legally" where I can. and by the way, skirting and c***ting are not the same thing.

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May 19, 2019 11:33:04   #
Architect1776 Loc: In my mind
 
BobHartung wrote:
First, a strong and capable military is necessary.

That said, lets talk about hundred of miles of bicycle paths, luxurious high school and college athletic training facilities, plush high school and college sports venues (think football field used maybe 5-6 times a year and I don't believe the ruse that no tax dollars are used), student facilities including climbing walls, and tax dollar supported coffee shops on campus. The list goes on.

The big problem is that those who v**e to strip money from supposedly "sacred" targeted funds, e.g. gasoline taxes, cannot be held accountable except at the b****t box and US v**ers are generally unread in politics and go for the candidate who promised freebies. Enough! Maybe se need to go to "The Attic"?
First, a strong and capable military is necessary.... (show quote)


The Navy is a Constitutional requirement. The other branches are today required as well by fiat.
No welfare is required and is counterproductive as the more there is the worse the human condition becomes as can be seen by those on welfare and getting free goodies are those with no incentive to improve and actually deteriorate. (Watch "Hoarders" and see the loser welfare pukes on it).

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May 19, 2019 11:34:14   #
ahudina Loc: Browns Point, WA
 
SportQue wrote:
Seems due to a new law companies are now required to charge sales tax on online purchases for out of state buyers. Anyone know of ways to skirt that? B&H is offering a credit card that pays your sales tax for you but I'm leery about getting another card online because of the personal information you have to give up, possible hidden fees etc. Also I need another CC like a hole in the head.


I already have my Payboo card. No surprises, no hidden fees, but be ware if you do not pay balances in full every month, 29.99%. As to your personal information, if you have a credit card, mortgage, car payment, your personal information is already out there and any hope of confidentiality has sailed long ago.

I pay more than my fair share in taxes and like others here don't mind doing so but what aggravates me is the waste of the taxes I pay and the governments insatiable need for more. Especially in Washington State, we build palatial schools and significantly over pay/hire school administrators and then the school districts cry about not having enough money to pay teachers. No fiscal responsibility. OK, off my soap box now.

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May 19, 2019 11:47:21   #
SportQue
 
ahudina wrote:
I already have my Payboo card. No surprises, no hidden fees, but be ware if you do not pay balances in full every month, 29.99%. As to your personal information, if you have a credit card, mortgage, car payment, your personal information is already out there and any hope of confidentiality has sailed long ago.

I pay more than my fair share in taxes and like others here don't mind doing so but what aggravates me is the waste of the taxes I pay and the governments insatiable need for more. Especially in Washington State, we build palatial schools and significantly over pay/hire school administrators and then the school districts cry about not having enough money to pay teachers. No fiscal responsibility. OK, off my soap box now.
I already have my Payboo card. No surprises, no h... (show quote)


Great response I agree... question... does applying for their CC create a hard of soft inquiry on your credit report?

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May 19, 2019 11:50:07   #
Architect1776 Loc: In my mind
 
SportQue wrote:
If a person is doing it lawfully I have NO problem with saving money. Sorry if that offends you :) I guess a lot of us have been spoiled by not having to pay sales tax on items we purchase out of state online. I just can't jump at the chance to pay sales tax if I don't have to. Taxes are getting ridiculous not just the new sales tax thing. People in California which I travel to a lot pay exorbitant gas tax in their state and prices are hard for some families or persons to afford. I applaud your valiance to ante up but I'm more inclined to save a buck "legally" where I can. and by the way, skirting and c***ting are not the same thing.
If a person is doing it lawfully I have NO problem... (show quote)


Those in CA love the high taxes as they keep v****g for them eagerly and with a passion. So I have no sympathy for them.

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May 19, 2019 11:54:06   #
AndyH Loc: Massachusetts and New Hampshire
 
ahudina wrote:
I already have my Payboo card. No surprises, no hidden fees, but be ware if you do not pay balances in full every month, 29.99%. As to your personal information, if you have a credit card, mortgage, car payment, your personal information is already out there and any hope of confidentiality has sailed long ago..


Sounds like you are the one to best answer this question. Is B&H actually the issuer or are they going through a licensed commercial lender?

My first thought on reading of this new plan was that they were working with an established lender, and receiving points on the front end rather than actually servicing the debt and collecting the interest. The process of issuing retail credit today is not a simple one and is highly regulated. Most retailers, many much larger than B&H, choose to work with a commercial lender to actually issue their store cards. Can you tell from the card or paperwork whether that’s the case here?

Understand that I have no quibble with their plan - many retailers offer store credit at similar rates with no rebates at all. I’m just curious as to how they’re doing it.

Andy

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May 19, 2019 11:59:18   #
ahudina Loc: Browns Point, WA
 
AndyH wrote:
Sounds like you are the one to best answer this question. Is B&H actually the issuer or are they going through a licensed commercial lender?

My first thought on reading of this new plan was that they were working with an established lender, and receiving points on the front end rather than actually servicing the debt and collecting the interest. The process of issuing retail credit today is not a simple one and is highly regulated. Most retailers, many much larger than B&H, choose to work with a commercial lender to actually issue their store cards. Can you tell from the card or paperwork whether that’s the case here?

Understand that I have no quibble with their plan - many retailers offer store credit at similar rates with no rebates at all. I’m just curious as to how they’re doing it.

Andy
Sounds like you are the one to best answer this qu... (show quote)


The card is issued by Synchrony which I believe is a bank or lending group, not directly by B&H.

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May 19, 2019 12:04:40   #
AndyH Loc: Massachusetts and New Hampshire
 
ahudina wrote:
The card is issued by Synchrony which I believe is a bank or lending group, not directly by B&H.


Thanks. That’s pretty much what I expected.

Andy

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May 19, 2019 12:15:25   #
wilsondl2 Loc: Lincoln, Nebraska
 
If you were an honest person you would have been paying the sales tax all along. In Nebraska we payed it with our income tax. = Dave

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May 19, 2019 12:35:49   #
Rich1939 Loc: Pike County Penna.
 
Tom Daniels wrote:
I pay taxes every year. The big picture is my frustration at the way our taxes are used.We have
stripped the funds for public education and doubled down on more military toys. Not supported
the veterans that have bravely given service. Let the roads, infrastructure, bridges, water supply
first responders and fireman lacking support. Made students loan victims of lenders to try and get education.
Fought wars and military action not formally approved by congress which is the law.
And are stripping out healthcare from a large group of Americans.

Now before someone tells me this post does not belong here. Maybe we should not worry
about this and think about the t***h of taxes. Some do good most taxes are applied for the
betterment of a few people.
I pay taxes every year. The big picture is my frus... (show quote)


Sales taxes are levied by the states. Public education is paid by the state and local governments, except for about 8% which comes from the federal gov. The military expenses do not come from your local sales and property/school taxes. If you think your schools are being short changed, look inward.

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May 19, 2019 13:58:50   #
Gene51 Loc: Yonkers, NY, now in LSD (LowerSlowerDelaware)
 
SportQue wrote:
Seems due to a new law companies are now required to charge sales tax on online purchases for out of state buyers. Anyone know of ways to skirt that? B&H is offering a credit card that pays your sales tax for you but I'm leery about getting another card online because of the personal information you have to give up, possible hidden fees etc. Also I need another CC like a hole in the head.


You want to evade taxes? Really? Very costly if you get caught. Yes, there is a way - move to Delaware, Montana, Oregon, New Hampshire, Alaska. Otherwise, understand that this is not a new law per se - all sales tax laws have been based on a local sales and USE tax, which requires the purchaser to pay the local use tax on goods ordered from other locations and shipped to the purchaser's residence or place of business.

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May 19, 2019 14:06:59   #
mwsilvers Loc: Central New Jersey
 
SportQue wrote:
Seems due to a new law companies are now required to charge sales tax on online purchases for out of state buyers. Anyone know of ways to skirt that? B&H is offering a credit card that pays your sales tax for you but I'm leery about getting another card online because of the personal information you have to give up, possible hidden fees etc. Also I need another CC like a hole in the head.


You are legally required to pay your state's sales tax, if one exists, even if an online retailer does not add it in to the price you pay The government is cracking down more and more on online retailers that do not collect sales tax for online purchases. Besides being illegal, it is a practice which promoted unfair competition online and put brick and mortar stores at a disadvantage. You're just going to have to get used to it like the rest of us, or just move to a state or territory that does not collect sales tax.

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May 19, 2019 14:10:01   #
mwsilvers Loc: Central New Jersey
 
agillot wrote:
i cannot believe that a credit card would pay your sales tax , some states up to 10 % . that does not make any sense .


Perhaps you should read the specifics of B& H's new program which makes perfect sense and would answer your questions.

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May 19, 2019 14:11:20   #
AndyH Loc: Massachusetts and New Hampshire
 
Gene51 wrote:
You want to evade taxes? Really? Very costly if you get caught. Yes, there is a way - move to Delaware, Montana, Oregon, New Hampshire, Alaska. Otherwise, understand that this is not a new law per se - all sales tax laws have been based on a local sales and USE tax, which requires the purchaser to pay the local use tax on goods ordered from other locations and shipped to the purchaser's residence or place of business.


If you come to New Hampshire be prepared for poorly maintained roads, inadequate public schools in many communities, and minimal services for seniors and the mentally and physically disabled. Also come prepared for the highest property taxes, on an equalized basis, in the nation. Then, there are the business taxes, high enough to be an obstacle to many startups.

On the good side, we have cheap booze at the state owned liquor stores, often located in highway rest areas.

Andy “Live free or die!” H

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May 19, 2019 14:24:32   #
DaveO Loc: Northeast CT
 
pendennis wrote:
Actually, it's not a "new law", it's a U.S. Supreme Court decision involving a South Dakota law, that requires stores not having a brick and mortar presence there, to collect use tax on out-of-state purchases, and remit those taxes to the state. As such, the ruling becomes the law of the land. Most states just didn't have any court precedence to go after the interstate sellers; now they do. For a state to go after a few retailers on their own may not be worth the legal effort. However, now that the courts have ruled in the several states' favor, they'll be able cast the widest net possible to sop up every bit of tax revenue possible. There are, of course, minimums that they'll chase. "Mom&Pop, Inc." may not be a target, since they may sell very little compared to Amazon, B&H, Best Buy, L.L. Bean, etc., but those larger retailers are prime for picking, now.

You've always owed the state sales tax on intrastate purchased, and use tax on interstate purchases. That you chose not to pay voluntarily is why the case got to the Supreme Court. Most states allowed their taxpayers to voluntarily pay what they owe. Care to guess how that worked?

There will be dozens of companies, probably more, which will make bundles off the software to help B&H, etc., comply with the court ruling.
Actually, it's not a "new law", it's a U... (show quote)


What new software is required? B&H collects the tax from you, pays the appropriate tax required and gives you an instant credit on their store credit card. Not that complicated for any of the parties unless you don't care to apply for the card.

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