I still want to OWN something, not just have the right to use. I know, I know, we don't really own the program when we purchase the CD, but I can take that CD and load it and unload it sort of forever without further cost to me. When my computers were stolen, the expensive program wasn't really gone - I simply had to reload it on my replacement computer. I'm frankly not sold on the pay-every-month-for-the-rest-of -my-life plan. I'm not one of those who upgrades their program every year or so. As long as it's doing the job for me, I continue to use it. I did do a subscription service a couple of times and found that they DID use up a lot of my allotted data even though I was told that wouldn't happen. I'm not willing to risk it again. Sorry. You probably all think I'm a silly old fuddy-duddy, but that's the way I feel about it.