DaveO wrote:
You won't believe this,I just got another call,as I'm on the forum, to consolidate my credit card debt. Have had any in twenty plus years. Gave my usual please don't call,I'm on the list and was promptly hung up on,again.
I get those from my credit card company. They will give me a lower interest rate if I have a balance of $3000 or more. Why would I need a lower rate when I usually carry a zero balance. I pay it off in full every month. They don't see any logic in this. My credit is perfect. Never late on any bill. Why is my interest rate 22% when it was supposed to be 6.9% forever?