That is not what the article says. It says most white collar employees will not have the recall costs reflected in their bonus, but top executives will not be so lucky -- i.e. the top management will have their bonuses decreased because of the recall costs.

This a non-peer reviewed article written by a professor at UNC-CHeaters -- lack of credibility already exists simply based on the university (?) she represents.

I have done several courses, including those on KelbyOne (both videos and Kelby's book), Adobe (Julianne Kost and Terry White), Phil Steele plus several other tutorials. However, I found that Laura Shoe's video course (available on Amazon) is by far the best; I would rate her course a 9.5/10 versus no better than 6/10 for any (or all) the others I mentioned. I first learned about her course on another Ugly Hedgehog thread a few months ago.
She has a web site where you can order her videos, but I think Amazon sells them cheaper.

To the one who mentioned astronauts, I happen to know several astronauts well, and many of them are very devout Christians who do not accept the Theory of evolution as valid science. One of these is presently preparing for his third 6-month tour on the International Space Station, so I am talking about extremely intelligent folks.

BlackRapid and Optech are the two best. I use strap items from both.

For future reference, if you right click on the black space just to the left of the where it says Library, you can check or uncheck to see any of the modules. The Develop module was unchecked if you could not see it listed.
--- Sorry, I went back and read your question after posting my reply and I had mis-read your problem.

I agree -- you do not need to write an xmp file if you are not going to export your photos to another program and include your changes. If you are only using Lightroom and Photoshop (and I assume PS Elements) to edit your photos, you do not need to save xmp files. Your Lightroom and Photoshop changes (you must open the photo in PS directly from Lightroom) are saved in the Lightroom catalog. As long as you are moving your photos from one folder to another from within Lightroom, all the modifications you make are recognized because again it is the catalog that is "remembering" where your photos are located. Lightroom never makes a change to the original photo; LR only keeps track of your modifications in the LR catalog so any modification can always be deleted or changed.

Most of the great film photographers did much of their work in their darkroom -- in fact Ansel Adams is quoted as saying his greatest work was done in his darkroom. So film WAS altered to achieve the great photos, just with chemicals.

In reality your changes to your individual photos are being stored in the Lightroom catalog (this is why LR is non-destructive), not necessarily in an xmp file. In your Lightroom catalog settings, you have the option to save them in an xmp file (or uncheck to not) also just in case you want to open that photo in another program with your changes (you have to send both the raw and xmp file to that program of course). If you import your raw files into Lightroom as DNG files, you will have no xmp file attached to the photo.

Why not purchase the photography option of Photoshop CC for $10.00 a month for a month or two (includes LR-5 and other goodies as well) to complete your project. The latest versions of PS are so much improved that many things can now be done in seconds that will take hours (if possible at all) using CS2. Part of the equation is how much is your time worth?

I also like Scott Kelby books (I also subscribe to the excellent KelbyOne training sites), but the best Lightroom 5 training I have seen is Laura Shoe's videos. She has lots of free LR video training on her web site, but she also sells what I think is the best training videos on Lightroom. I think she has a 30% off sale over the July 4 weekend if you would wish to purchase her videos. Watch some of her free stuff first, however, to make sure her style suits your learning style.

You must remember that if you are shooting JPEG, the camera has already done a lot of post-processing for you, but it had to guess at what is actually correct. Only you know what the scene actually looked like, so only you, through post-processing, can achieve close to that reality.
If you are shooting RAW (preferred for post-processing), then the photo recorded by the camera is not even close to what you saw when you snapped the picture.

If you subscribe to Lightroom CC, you get all updates at no additional cost. $10 per month gets you the latest version of LR and Photoshop (plus a few other features).

Most professional landscape photographers will say never never shoot auto white balance for landscapes. Shoot whatever the condition warrants, i.e. daylight for most cases, shade for a few others. The camera can not pick up many of the color variations you see in many landscapes.

Auto should do well in other cases, however; especially if you are shooting in RAW (highly recommended in all but those cases where you have to shoot a lot of shots in a short period of time, such as many weddings.)

The idea that a crop factor camera gives you more reach or magnification is false. Your are simply using less of the image that the lens is providing to the sensor. It is like looking at an 8X10 picture and putting a 5X7 frame over it. You haven't suddenly magnified the photo, you have just cropped some around the edges. The latest full frame camera sensors, be it the 5D Mkiii or 1Dx (or the Nikons), have better sensors, so there is less noise at the higher ISO settings, etc.