I'm Testing Bank of America (Page 7): 👍👍👍...

clint f. Loc: Priest Lake Idaho, Spokane Wa

Red6 wrote:

I stopped using banks 30-40 years ago and opened a... (show quote)

👍👍👍

tuatara Loc: Orig. NZ - currently SF area

jerryc41 wrote:

Bank of America is awful. A few years ago, I was ... (show quote)

My experience with BofA, and Wells Fargo is such that I will have no dealing of any sort with either. Totally untrust worthy.
Where I live, NorCal, there seems to be an increasing trend to do nothing for anybody who does not have an account. Specifically, they won't give you change. I had a yard sale recently and had $100 in 20's that I wanted broken down is to smaller denominations, and they wouldn't do it because I don't have an account. Not just one bank, SIX of them, finally had to use a local grocery store I shop at. My bank is a credit union and it is quite some distance from where I live, it wasn't when I opened the account but I moved, and since I'm happy with them I see no need to change.

JohnSwanda Loc: San Francisco

tuatara wrote:

My experience with BofA, and Wells Fargo is such t... (show quote)

I bank at Chase, and I often go into a branch to get change, and they have always given it to me without asking if I had an account.

SteveR Loc: Michigan

Red6 wrote:

I stopped using banks 30-40 years ago and opened a... (show quote)

You didn't mention if you have automatic withdrawal for bills. Also, are you able to pay other vendors like landscapers online through the credit union through Venmo? This year I never had to pay the mower at the door or leave a check. I was billed online and paid through Venmo. It saved his time and mine.

Red6

SteveR wrote:

You didn't mention if you have automatic withdrawal for bills. Also, are you able to pay other vendors like landscapers online through the credit union through Venmo? This year I never had to pay the mower at the door or leave a check. I was billed online and paid through Venmo. It saved his time and mine.

Yes, you can pay bills online and by auto-pay. We pay most of our bills online through the credit union or directly on their websites through direct withdrawal after authorization.

I am not sure about Venmo. I do not use cash apps so I have never inquired about it. I am sure if customers had enough interest, they would add it if they did not already.

SteveR Loc: Michigan

Red6 wrote:

Yes, you can pay bills online and by auto-pay. We pay most of our bills online through the credit union or directly on their websites through direct withdrawal after authorization.

I am not sure about Venmo. I do not use cash apps so I have never inquired about it. I am sure if customers had enough interest, they would add it if they did not already.

Credit Unions are good places to do your banking. It was nice last year when we were in California to be able to pull money out of ATM's at BOA's there without a fee.

Timmers Loc: San Antonio Texas.

jerryc41 wrote:

Bank of America is awful. A few years ago, I was ... (show quote)

Careful Jerry! It began as The Bank of Italy, mob owned. Explains a lot! LOL!!!

Ruthiel Loc: Las Vegas

We had a substantial saving account with BofA. A client wrote me a $25 check she had an account there. I took it in to cash it. They were charging me $5 do do that. I argued with them to no avail. So I paid the $5 and filled out a withdrawal for our savings account. Asked for a cashiers check. The manager came then to right the situation. Nope nope and nope. I closed the account $10 poorer because they charged me for the cashiers check. Shame on them

Ruthiel Loc: Las Vegas

I’m with America First CU. The largest CU in the US. After dealing with banks and another credit union I cannot sing their praises loud enough. If you have one in your city please look into them.

SteveR Loc: Michigan

Timmers wrote:

Careful Jerry! It began as The Bank of Italy, mob owned. Explains a lot! LOL!!!

Are you saying it was mob owned it merely because it was the Bank of Italy?

BebuLamar

SteveR wrote:

Are you saying it was mob owned it merely because it was the Bank of Italy?

The mob goes to church Sunday and donate to the church. People accused the long time mayor of Chicago Richard M. Daley of having the mob tie and he indeed has a tie that said mob on it.

FrumCA

jerryc41 wrote:

Bank of America is awful. A few years ago, I was ... (show quote)

I've had a BoA account for as long as I remember and have never paid any fees. There is a small check imagining fee if the account balance falls below a certain amount. I don't need images, so I don't have that service. As far as the CC offers go, BoA is a business, and these offers are promoting it. I get numerous similar offers practically every week. They go into the circular file. I don't want to pay the price of a FICO credit score decrease because of the hard credit inquiry that's incurred by applying for a new card. I'd rather keep my high score. Hope you get your $20.00 credit!!

SteveR Loc: Michigan

BebuLamar wrote:

The mob goes to church Sunday and donate to the church. People accused the long time mayor of Chicago Richard M. Daley of having the mob tie and he indeed has a tie that said mob on it.

The Bank of Italy was in California, not Chicago. It was not associated with the mob. As it grew it changed its name to Bank of America and later merged with NationsBank, retaining the name Bank of America.

https://en.wikipedia.org/wiki/Bank_of_Italy_(United_States

BebuLamar

SteveR wrote:

The Bank of Italy was in California, not Chicago. It was not associated with the mob. As it grew it changed its name to Bank of America and later merged with NationsBank, retaining the name Bank of America.

https://en.wikipedia.org/wiki/Bank_of_Italy_(United_States

Yes I know but I think I didn't have any problem with bank of America because I never have my balance less than the minimum since the start. I tried the Texas Credit Union and it was a diaster perhaps because I intended to keep only the minimum amount to transfer money back and forth from paypal to do ebay. I didn't trust paypal and I figure if I keep little money in the account the worst they can simply wipe me out. The problem was with the fact that the folks at the driver license issued me my driver licensed with wrong zip code and thus mail from the credit union never gets to me because they had the wrong zip code from my driver license. So I ended up paying a few hundreds dollars in fees so I closed the account.

SnoShuSam Loc: Texas, (ex Virginian)

I had an account with BofA in 1969. I made a deposit of 250.00 in cash one day then wrote a check to the electric company. It was returned NonSuficntFunds. Furious, I went to the branch and asked why. They hemed and hawed and said that the cash deposit had not been credited to the account I told them that it was not a check but green US dollars I deposited and it should have been in my account the second the receipt was issued. Totally furious with his statement and closed the account. Was with a few banks and then I needed a credit card so my boss called Mr. Taylor Burke of Burke and Herbert Bank and Trust. I filled out his application and then opened a checking account and savings account. My account is still there in Alexandria, Virginia and I live in Texas. I need cash, any ATM will do because my bank pays the fee. My checking account is free. Really free. It is the oldest bank in Va., and the best bank in the USA.