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I'm Testing Bank of America
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Dec 31, 2023 11:15:37   #
BebuLamar
 
phxpaul wrote:
Why bother cashing the check? If it were me, I'd just deposit it into the account I already have. Suffer the short hold. Local holds are only supposed to be for 2 days and they are supposed to give you partial immediate credit. Depends on the amount, but that's a federal funds availability rule, not BofA.


Sometimes you need the cash right away. I used to be quite poor and I had to get cash out of my paycheck as soon as I got it.

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Dec 31, 2023 12:03:34   #
jerryc41 Loc: Catskill Mts of NY
 
phxpaul wrote:
Why bother cashing the check? If it were me, I'd just deposit it into the account I already have. Suffer the short hold. Local holds are only supposed to be for 2 days and they are supposed to give you partial immediate credit. Depends on the amount, but that's a federal funds availability rule, not BofA.


I can't imagine them sending me a check. If I receive anything, it would be a statement credit.

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Dec 31, 2023 12:06:13   #
BebuLamar
 
jerryc41 wrote:
I can't imagine them sending me a check. If I receive anything, it would be a statement credit.


You have a credit card with them? In that case you have to log in to your account and decide what you want them to do with the $20.

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Jan 1, 2024 10:49:11   #
jerryc41 Loc: Catskill Mts of NY
 
BebuLamar wrote:
You have a credit card with them? In that case you have to log in to your account and decide what you want them to do with the $20.


Right, but first, I have to get the $20 credit.

We have a JetBlue card with a lot of points on it, but those points are only for JetBlue products and services. I'm canceling that one.

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Jan 1, 2024 11:03:27   #
BebuLamar
 
jerryc41 wrote:
Right, but first, I have to get the $20 credit.

We have a JetBlue card with a lot of points on it, but those points are only for JetBlue products and services. I'm canceling that one.


You may already have the $20 credit.

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Jan 1, 2024 14:07:42   #
jerryc41 Loc: Catskill Mts of NY
 
BebuLamar wrote:
You may already have the $20 credit.


Nope!

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