Another consideration might be an interchangeable lens mirror less camera like the Nikon 1 series. It also has a great selection of affordable lens' available. Also, the carry ability and construction are top shelf as are the photo results!!

I mainly do People/Animal portraits. I really enjoy it and who doesn't want a picture of themselves with their pets? I also do the occasional wedding (better money but can also be more stressful).

Yes, an external Speedlight is the only way to go. The built-in on camera flash will seldom give you really great results in the best of times!!