Another option is to get this lens by itself. It is a great general purpose lens that can do up close (not really macro but really nice up close pictures) and has a pretty good reach for birds. I used this lens alone for several years and it still works great for general purpose use. It's a little slow for inside but with a flash it does great inside too.

http://www.nikonusa.com/en/nikon-products/product/refurbished-camera-lenses/af-s-dx-nikkor-18-200mm-f%252f3.5-5.6g-ed-vr-ii-refurbished.html

If you want to save money and still do macro you could just get an inexpensive 35mm or 50mm prime lens (you can get a nice one for $200 or less) and an inexpensive set of extension tubes. Check out this video of Thomas Shahan. He is using a small prime lens with extension tubes and you can see in the video he is taking amazing macro pictures.

http://www.wimp.com/bugphotos/

As for telephoto, if you are willing to consider the off brands such as Tamron 150-600mm you can get it pretty inexpensive. All the reviews for it are excellent and so far I have nothing but good to say about mine.

Yes, I have no problem at all