OK, I have invested a fair bit of money in my camera, lenses and accessory items. Not as much as some of you, but a small fortune to me...

So, now I am concerned about loss. My homeowner's insurance will cover theft, fire, etc. with a large deductible. But, for a nominal annual charge, I can get the same coverage without the deductible.

However, the insurance does not cover damage during use. So, if I drop it and it is damaged, no coverage applies. If I drop it overboard on the lake/ocean and it is lost... no coverage.

The question then, is: Do any of you have insurance that covers your camera equipment while in the field? I know that there is a lot of money in that equipment, so I am guessing that there is insurance available. Can you provide some insight here?

Yes, to see her better!! Leave a little room out in front of her so she has room to run.
Don't try to zoom in and create the perfect shot. Leave room her to crop back on the computer.
Maybe, you can find an area that is not so busy.

I think they look pretty good as thumbnails... You have a very good camera and an excellent lens. I would think ISO 3200 would still look pretty good with a D600. Also at 70mm that lens still has very good resolution even wide open at f2.8. At a 500th of a second you should be stopping the movement pretty good too. Something might be tricking the autofocus, at f3.5 you don't have much depth of field so focus will be critical. You might want to check the download box when you post the pictures so we can get a better look than just the thumbnail that you get otherwise.