The only reasons anyone should use a payboo card is, avoiding sales tax or they have no other choice. With a 28 day billing cycle and 30 percent interest, payboo is little more than a legal scam.

For all the folks who replied, here we go again, or something similar, you chose to join in, no one made you press the reply button.

RAW is better, Jpeg is easier.

Yeah, there's a pretty good chance those geese were hatched and raised in the USA, and have never been to Canada.

What is someone found at UHH?

Yes. I've used the card a few times and always pay the full balance. It's a good card for saving state sales tax but not a good card to carry a balance on.

Is means present and that's a was.

Cute...

Cool color...

Pretty little thing...

Very nice indeed...

Don't get hot about what? You're the one pushing Allen's Camera like it's the only place worth buying from. If Allen's was a short drive from my home, no toll roads, (I'd take the PA Turnpike to get there), didn't charge me PA sales tax, and I didn't have to leave my dogs in the car while picking up my purchase, (I rarely go anywhere without my dogs), then maybe I too would be a loyal Allen's Camera customer. I've been watching Jared Polin on YouTube for years and he's had nothing but good things to say about his former employer. If I was concerned about customer service, there are camera stores much closer to me than Allen's that will happily customer serve me and collect the PA sales tax on my purchases, just like Allen's. I know Allen's also has excellent inventory, but guess what; when I was looking to buy an R7, not long after they hit the street, Allen's didn't have any, and ironically neither did Canon's online retail. But, guess who did? The Best Buy store on Concord Pike in Talleyville, Delaware.
There are at least two Best Buy's that are closer to me than the one I shop at in north Delaware. But I'm not talking about those stores, or any other Best Buy. I've been in other Best Buy stores and none of them had as nice a camera department as the Talleyville store. They recently remodeled that store, and I went inside because I was picking up a 65 inch Sony TV and had to measure the box to make sure it would fit in my car (SUV), and it did, barely. I saved over $100 on sales tax by buying the TV south of the border. If I added up all the money I've saved over the years from buying at that store, that 65 inch Sony was free. I'm pretty sure I can't say the same about Allen's. As for your 50 years of experience, I bought my first 35mm camera in 1971, a Konica T2. My second camera, also bought in 1971 was a used but in great condition, Graflex Speed Graphic with a polaroid back. I got a Minolta SR-T 102 in 1973. My 1st Canon was an AT-1 followed by an AE-1 then an A-1. I still have them. My 1st digital camera was a Sony Mavica CD-300, still have it and it still works. My 1st DSLR was a Canon 10D I bought in the fall of 2003. About a year later I got the 20D. I kept upgrading every time Canon came out with a new XXD model, with the exception of the 77D. I still have all my XXD cameras, up to the 90D, and they all work. I also have a 5DSr and a 5D mk IV. There are also a few Nikon DSLR's in the collection, D7200, D500, D850, and plenty of Nikkor, Sigma Sport and Contemporary, and Tamron SP lenses, and several black and light grey Canon EF lenses with that sexy Canon crimson band. I also have an R5 and two R7's. I really like my R7's. I also just picked up 2 new RF lenses from my favorite Best Buy in Delaware, an RF 800 and an RF 100-500L. I saved over $200 on sales tax on just those 2 lenses, and it took me just over an hour to drive to the store, pick up the lenses and drive home, with my 2 dogs in the car. They are very spoiled Coton de Tulear's.
I'm not endorsing Best Buy or telling anyone where to buy their gear. I've simply had pretty good luck with one particular store in Delaware, that just happens to be a Best Buy that's relatively close to my home. Another thing, Concord Pike in DE is US highway 202 and I live only a few miles from US 202, so getting there is real easy. Like I said, about 25 minutes one way. Allen's Camera is located in a rather densely packed part of Bucks County. I know, I have family in the Levittown area. Anyway, it's been nice chatting. Have a happy and healthy 2023...

Do you have any idea how silly that sounds? Just order something from Allen's and have it shipped out of state. But I live in the same state Allen's is located in. As I previously stated, I've been to Allen's and it is a really nice photography store. There are other nice photography stores closer to me than Allen's.
The reasons I have purchased a good bit of gear from Best Buy in north Delaware is simple. They usually have what I want, and if not can have it in a day or two. They are a short drive from my home, and there is no sales tax.
When I bought my R7, nobody had them. Not Allen's, not even Canon. It was place your order and wait. Guess who did have them. Best Buy in north Delaware.
I just bought two new lenses from Best Buy. An RF 100-500L and the RF 800 f/11. I placed the order on line on Monday night and picked them up early Tuesday afternoon, and I didn't even have to get out of my vehicle. They have curbside pickup, so my dogs and I took a leisurely drive, about 25 minutes, to the store, got in the pickup line, there was no one else in line, handed the Best Buy employee the invoice I printed at home, and in a minute he handed my two black Canon boxes containing my new lenses. I saved $222 sales tax that Allen's would have had to collect and the drive was much shorter and cheaper.

Not sure why people are telling you horror stories about Win 11. I had zero problems installing it and my PC runs fine, and it appears to be faster, at least starting up anyway. I've not encountered any problems with older software running and quite frankly, I like Win 11. I had no problems transitioning from Win 10 to 11, none.

There are a few camera stores closer to me than Allen's, which I have been to, and they all charge 6% sales tax. I don't need a sales person to tell me what I already want. At Best Buy in north Delaware, I place my order online and go pick it up. On a $2700 lens that's a considerable savings on sales tax.