From the article: "Coverage will get more expensive for the majority of consumers, as it almost always does. Changes in premiums will vary enormously, from state to state and from plan to plan. But, overall, the 2015 premiums increases will not be significantly worse than they were in the past. They might even be a little better."
"The data on insurance premiums before the Affordable Care Act took effect isnt great, but a study of it by MIT economist Jonathan Gruber, for the Commonwealth Fund, showed that average premiums for people buying on their own increased by 9.9 percent in 2009, 10.8 percent in 2010, and 11.7 percent in 2011. We don't yet know what the overall average increase for 2015 will be. But an early estimate from the consulting group Avalere, based on "silver plan" filings from nine states, suggested it would be 8 percentin other words, a bit less."
"Some conservatives predicted that dysfunction in the Affordable Care Act marketplaces would cause insurers to abandon them altogether, reducing competition and potentially undermining the entire program. Some insurance company officials hinted at the possibility. But nothing like that seems to be happening."
http://www.newrepublic.com/article/118966/obamacare-premiums-2015-no-rate-shock-just-modest-increases
That is what happens when for profit insurance companies are the only game in town!
Those increases from 2009 forward considered all deductibles. To compare apples to apples you would need to compare only plans from that period that had a $2,500 or higher deductible. Higher deductibles like Obamacare offers will always have a lesser percentage increase as the companies are not on the hook for a lot of expense that would be covered in lower deductible plans. I'm sure the people who compare Obamacare premiums don't want to talk about that.
Bruno2013 wrote:
From the article: "Coverage will get more expensive for the majority of consumers, as it almost always does. Changes in premiums will vary enormously, from state to state and from plan to plan. But, overall, the 2015 premiums increases will not be significantly worse than they were in the past. They might even be a little better."
"The data on insurance premiums before the Affordable Care Act took effect isnt great, but a study of it by MIT economist Jonathan Gruber, for the Commonwealth Fund, showed that average premiums for people buying on their own increased by 9.9 percent in 2009, 10.8 percent in 2010, and 11.7 percent in 2011. We don't yet know what the overall average increase for 2015 will be. But an early estimate from the consulting group Avalere, based on "silver plan" filings from nine states, suggested it would be 8 percentin other words, a bit less."
"Some conservatives predicted that dysfunction in the Affordable Care Act marketplaces would cause insurers to abandon them altogether, reducing competition and potentially undermining the entire program. Some insurance company officials hinted at the possibility. But nothing like that seems to be happening."
http://www.newrepublic.com/article/118966/obamacare-premiums-2015-no-rate-shock-just-modest-increasesFrom the article: "Coverage will get more ex... (
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What about quality of care in those other countries? I'm not sure? Also waiting time to have the procedure done. The problem in America is that we expect the best health care in the world, we just don't want to pay for it.
Bruno2013 wrote:
http://www.vox.com/cards/health-prices/america-is-getting-gouged-on-health-care-prices
Gronka wrote:
That is what happens when for profit insurance companies are the only game in town!
That's right what we all really need is the VA, now that's the ticket! :oops:
I would like to know what the increase will be from my businesses private group coverage to the ACA when I can no longer get the group coverage. I did a quote for myself on the ACA website when all this started. I pay 495.00 with 500.00 deductible and 1000.00 out of pocket. The ACA quote showed my premium to be over 6000.00 a month with a 13000.00 deductible. Somebody calculate that % increase for me and please tell me how much better off I will be. PLEASE GRONKA!!!!!
Who is "Omaba"? Is that a typo or done on purpose?
boberic
Loc: Quiet Corner, Connecticut. Ex long Islander
Bruno2013 wrote:
From the article: "Coverage will get more expensive for the majority of consumers, as it almost always does. Changes in premiums will vary enormously, from state to state and from plan to plan. But, overall, the 2015 premiums increases will not be significantly worse than they were in the past. They might even be a little better."
"The data on insurance premiums before the Affordable Care Act took effect isnt great, but a study of it by MIT economist Jonathan Gruber, for the Commonwealth Fund, showed that average premiums for people buying on their own increased by 9.9 percent in 2009, 10.8 percent in 2010, and 11.7 percent in 2011. We don't yet know what the overall average increase for 2015 will be. But an early estimate from the consulting group Avalere, based on "silver plan" filings from nine states, suggested it would be 8 percentin other words, a bit less."
"Some conservatives predicted that dysfunction in the Affordable Care Act marketplaces would cause insurers to abandon them altogether, reducing competition and potentially undermining the entire program. Some insurance company officials hinted at the possibility. But nothing like that seems to be happening."
http://www.newrepublic.com/article/118966/obamacare-premiums-2015-no-rate-shock-just-modest-increasesFrom the article: "Coverage will get more ex... (
show quote)
This analysis is an outright deception. First, Obama promised the average premium for the average familt would DECREASE by $2500. Therefore an increase of only 8% is a whole hellova lot different than any decrease. Second- many of Obama's deferrements in the law will end in 2015. No one knows what damage will result. Third. If the Courts throw out the State subsidies all hell will break loose. Any predictions therefore are a waste of ink and an insult to any thinking American
kvanhook wrote:
Who is "Omaba"? Is that a typo or done on purpose?
Omaba, I though that was a dance....oh wait that's the La Bamba. Let all do the La Bamba and forget about Omaba.....LOL
boberic
Loc: Quiet Corner, Connecticut. Ex long Islander
ConnieLynn wrote:
Omaba, I though that was a dance....oh wait that's the La Bamba. Let all do the La Bamba and forget about Omaba.....LOL
Yeah Richie Valens. The Day The Music Died
Would you like to see all for profit business go away? If I assume the risk of paying tens of thousands of dollars in your medical bills, should that risk not be for profit?
Gronka wrote:
That is what happens when for profit insurance companies are the only game in town!
boberic wrote:
This analysis is an outright deception. First, Obama promised the average premium for the average familt would DECREASE by $2500. Therefore an increase of only 8% is a whole hellova lot different than any decrease. Second- many of Obama's deferrements in the law will end in 2015. No one knows what damage will result. Third. If the Courts throw out the State subsidies all hell will break loose. Any predictions therefore are a waste of ink and an insult to any thinking American
The $2500 figure was uttered in 2007 and 2008 as a candidate well before the legislative process created a law in 2010 that differed in many respects from what any candidate could have envisioned in 2007-2008. That said, the administration and Obama made other claims that proved to be well off the mark: e.g., you can keep your policy.
The full economic benefits of ACA will not be realized until well into the next decade. Analysis now is imperfect, a brief snapshot of the status quo. I am confident that the GOP will in time accept ACA just as it did social security and Medicare. It took the conservatives in the UK more than ten years to accept Labour's national health program.
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