Zelle for Sending Money
May 20, 2023 10:12:56 #
gvarner
Loc: Central Oregon Coast
jerryc41 wrote:
If I could use it directly with my bank, I'd do it. I would have to use the cell phone app and a debit card. I have a debit card somewhere, but I'd have to find it. Also, Zelle wants total access to my phone.
I did a search on the Apple App Store and did not find a Zelle app independent of a bank's app. They’re a feature of the bank's app.
May 20, 2023 10:18:59 #
gvarner wrote:
I did a search on the Apple App Store and did not find a Zelle app independent of a bank's app. They’re a feature of the bank's app.
From Zelle:
But, even if you don't have Zelle® available through your bank or credit union, you can still use it! Simply download the Zelle® app in the App Store or Google Play and enroll an eligible Visa® or Mastercard® debit card. After you enroll, you can send and receive money with confidence to almost anyone you trust.
Edit: I found Zelle in the app store on my iPhone - it's not the top app listed when searching for Zelle though - had to scroll down a touch -
Venmo is there too...
May 20, 2023 10:23:39 #
jerryc41 wrote:
Let me expand this a bit. Have any of you used Zelle with a cell phone and a debit card?
I use it often. My bank has it, so I do it from the bank application on my phone. It sends money from the debit card account (checking account). I didn't use Zelle from a separate (standalone) application though
May 20, 2023 10:26:27 #
Shellback wrote:
From Zelle: br But, even if you don't have Zelle® ... (show quote)
Thanks. I'll look for the debit card. When you send money, what is the target? My friend thought it was his cellphone number.
May 20, 2023 10:28:00 #
jerryc41 wrote:
Thanks. I'll look for the debit card. When you send money, what is the target? My friend thought it was his cellphone number.
My Zelle is set up on my e-mail address. So is Paypal. So if someone sends via Zelle, it goes to your bank. If via Paypal, it goes to your Paypal account. Pretty smart, huh?
May 20, 2023 10:30:18 #
AzPicLady wrote:
My Zelle is set up on my e-mail address. So is Paypal. So if someone sends via Zelle, it goes to your bank. If via Paypal, it goes to your Paypal account. Pretty smart, huh?
So, I would have to have his banking info? I think I'll just bring him cash when I visit in two weeks.
May 20, 2023 10:32:53 #
i used Zelle (hyped by my bank - PNC, and several others) the the process of getting scammed out of $200 by a fake You-Tube content creator (don't ask). I filed complaints with the bank, You-Tube and the state's attorney fraud dept, all to no avail. PNC said that the transaction was valid - went to a real e-mail - so they said they wouldn't refund any of the money and the SA said I didn't give them enough information even though it was several paragraphs overfilling a page. If I ever use it again it would be between immediate family members. Still upset with myself that I could be duped.
May 20, 2023 10:38:15 #
My bank of 40 plus years just started with Zelle. It looks good to me as I checked it due to this thread. I'm going to test the supposedly simple process by having my wife send some money to me. All is needed is the recipients email or phone number. And a willing spouse.
May 20, 2023 11:11:06 #
jerryc41 wrote:
So, I would have to have his banking info? I think I'll just bring him cash when I visit in two weeks.
No. He sets it up with his bank. Sending via Zelle to his e-mail would automatically put it in his bank. All you know is his e-mail.
May 20, 2023 13:08:59 #
I went to my online bank account and clicked on the Zelle link. That asked for either the email or text number I wanted to use and then which account I wanted to assign transactions to. The recipient needs to so the same "registration" to facilitate sending or receiving funds.
Advised to use only with trusted friends and family.
There are no fees.
I recommend reading the Zelle info available through your bank to answer any questions regarding security and use.
Kids in college will love it.
Advised to use only with trusted friends and family.
There are no fees.
I recommend reading the Zelle info available through your bank to answer any questions regarding security and use.
Kids in college will love it.
May 21, 2023 07:06:07 #
May 21, 2023 08:10:44 #
May 21, 2023 08:22:38 #
jerryc41 wrote:
Let me expand this a bit. Have any of you used Zelle with a cell phone and a debit card?
I have not used it. I have read some articles that cash apps can be easy pickings for scammers. Might be worth some deep research to check it out.
I was going to try using one of the cash apps a few months ago for a pet sitter. She asked to be paid in cash or by one of the cash apps. That is when I read about the scammers. I decided to pay in cash.
If I were going to use it, I would set it up in a way that would limit my losses if scammed or hacked.
May 21, 2023 10:01:26 #
May 21, 2023 10:09:21 #
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