1) What Does SquareTrade Cover?
With SquareTrade, you're covered for mechanical and electrical failures from normal use. Accident protection also covers you for life's accidents, including drops and spills. (Plan doesn't cover intentional damage, loss or theft.)
Drops & Spills
Drop it? Spill on it? No worries, you're covered for accidents caused by you and people you know.
Broken Zoom Engine
SquareTrade covers your camera's zoom engine, which allows your lens to zoom in and out.
Mechanical & Electrical Failures
SquareTrade covers you beyond the manufacturer's warranty, or if the manufacturer denies coverage for common failures.
Screen Failure
SquareTrade covers dead pixels, lines on your screen, discoloration, or dim screens that can make your camera unusable.
SD Card Reader Failure
SquareTrade covers SD card reader failure, which could prevent you from being able to store or access files on your camera.
2)
https://www.bloomberg.com/research/stocks/private/snapshot.asp?privcapId=1295653) 100% Parts and Labor, No Deductibles
They've got you covered. You pay nothing.
2-Day Service Guarantee (for Small Items) with Pro Plan
They'll repair or replace your item in two business days or less after they've received it, or they'll refund the cost of your plan (upon request).
24/7 Customer Support
They're here, no matter when you need them. Visit SquareTrade.com/help for instant answers to common questions, or to schedule a callback from a Specialist.
Worldwide Coverage
SquareTrade Pro Plan offers coverage no matter which part of the world you are in. If you need a repair while abroad, send them a valid repair receipt for your item and they will quickly reimburse you.
Free Express Shipping for Pro Plans
SquareTrade gives you a pre-paid express shipping label and packing material to send your item to them. After they fix it, they send it back to you, FREE.
Easy Online Plan Management
You can view, print, cancel and transfer your plan, file a claim, and track its progress, 24/7 at SquareTrade.com.
4) I don't know if I'm risk adverse. I am prone to worry unnecessarily
5) If I have an issue as a retired lawyer I will bust chops endlessly and merrily.