Here in Florida, our homeowners insurance company suddenly quit or something UPC, and the new company who took over doesn't want to cover my equipment.
So I am asking what you folks who have insurance recommend for coverage? In Florida, its a balancing act with coverage for wind, water, etc for your home, so changing companies may not be the best plan.
This has been covered many many times here. I have a separate rider on my insurance that just covers my equipment. I list the item, cost, date purchased, and serial number. Any item over $4000.00 receives a special indorsement.
What I did was set up a meeting with my insurance agent, we went over many options until I found the coverage and package I was comfortable with. I suggest you do the same.