Apple Wallet - unknown credits: I use Apple Pay very rarely. I see tiny “daily cash” credits in the neighborhood of one, two or three cents. I understand these probably come from...

BushDog Loc: San Antonio, TX

I use Apple Pay very rarely. I see tiny “daily cash” credits in the neighborhood of one, two or three cents. I understand these probably come from things like pizza delivery orders.

On a couple of occasions, I’ve seen a larger “daily cash” credit, most recently a little over $130 but I cannot figure out where that comes from. I’ve researched orders I’ve made, payments I’ve made, etc., all to no avail.

I’ve got a 40+ year accounting background but I’m stumped. Any insights?

jerryc41 Loc: Catskill Mts of NY

BushDog wrote:

I use Apple Pay very rarely. I see tiny “daily cash” credits in the neighborhood of one, two or three cents. I understand these probably come from things like pizza delivery orders.

On a couple of occasions, I’ve seen a larger “daily cash” credit, most recently a little over $130 but I cannot figure out where that comes from. I’ve researched orders I’ve made, payments I’ve made, etc., all to no avail.

I’ve got a 40+ year accounting background but I’m stumped. Any insights?

Someone's messing with you.

Seriously, this could be credits you received from using the card. There might be a large total sitting somewhere.

https://support.apple.com/en-us/HT209227#:~:text=There%27s%20no%20limit%20to%20how,use%20it%20just%20like%20cash.&text=If%20you%20share%20an%20Apple,Cash%20for%20their%20own%20purchases.

Longshadow Loc: Audubon, PA, United States

You should use the URL tag here, it won't break at a comma or other characters.

https://support.apple.com/en-us/HT209227#:~:text=There%27s%20no%20limit%20to%20how,use%20it%20just%20like%20cash.&text=If%20you%20share%20an%20Apple,Cash%20for%20their%20own%20purchases

BushDog Loc: San Antonio, TX

Thanks guys. I find the transaction but haven’t yet identified a “source”. I’ll keep looking, maybe eventually just giving up and giving thanks to my good fortune! 😉

RGreenway Loc: Morristown, New Jersey

The Apple Credit Card give cash back on most or perhaps all transactions. The percentage is more on Apple product purchases. There is an option in wallet to apply these credits to your balance.

Bridges Loc: Memphis, Charleston SC, now Nazareth PA

BushDog wrote:

I use Apple Pay very rarely. I see tiny “daily cash” credits in the neighborhood of one, two or three cents. I understand these probably come from things like pizza delivery orders.

On a couple of occasions, I’ve seen a larger “daily cash” credit, most recently a little over $130 but I cannot figure out where that comes from. I’ve researched orders I’ve made, payments I’ve made, etc., all to no avail.

I’ve got a 40+ year accounting background but I’m stumped. Any insights?

In the past Sam's Club credit cards had rewards accumulate and were awarded on a yearly basis. I heard the other day they will be going to giving the rewards on a monthly basis. While not daily, it will still be nice to be able to use the reward cash sooner.