Single-Use Credit Cards
Jul 3, 2021 14:29:24 #
If you're a Mac or iPhone person…Apple Pay is essentially a single use credit card. When you use Apple Pay the phone or computer (or Apple's computer if you're using a web page) generates a single use card number that goes to the merchant and then Apple in turn gets it to your card. You can set up Apple Pay with either an Apple credit card or whatever Visa/MC/AmEx/whatever card you have.
I think…but am not sure…that even if you're not an Apple person you can set up an iCloud account with any email address you have and then start Apple Pay for that account…but you could not then use it on an Android phone although possibly you could via a web browser on Android.
I think…but am not sure…that even if you're not an Apple person you can set up an iCloud account with any email address you have and then start Apple Pay for that account…but you could not then use it on an Android phone although possibly you could via a web browser on Android.
Jul 3, 2021 14:37:07 #
TheShoe
Loc: Lacey, WA
Fredrick wrote:
A... I have heard that people run into liability problems with DEBIT card charges though, although I don’t know that for a fact.
You heard correctly, Debit cards are like checks. The amount of the purchase is immediately withdrawn from your bank account. If it is a fraudulent transaction, recovery is your responsibility, not the bank's.
Jul 3, 2021 15:48:39 #
DoninIL wrote:
I have a CitiCard credit card that I use only as a source for Virtual Account Numbers. I can set up a virtual account number for any amount I choose, that is good for any number of Months I choose - I set mine for 1 month, and it can be used only once. I use this for all online purchases. That way I have no credit card on file that can be hacked no matter how secure the place is (or isn't.)
I use this VCC single-use feature of my CitiCard for all online purchases.
Jul 3, 2021 15:56:54 #
My son uses a reloadable credit card called Chime. If you're going out to dinner, put just enough on it to cover what you anticipate spending, or put small amounts on it that you're willing to lose if hacked. Either way, it can't be tracked back to your bank account or high balance credit card.
Jul 3, 2021 22:59:35 #
Jul 4, 2021 17:01:43 #
Given what Frederick has pointed out, it seems regular CC are more secure for you since you have limited liability. The company reverses the charges and its pretty easy to have them do that. Meanwhile I'm not sure about the security of temporary cards. If they are stolen, what happens?
Jul 4, 2021 23:01:20 #
mundy-F2
Loc: Chicago suburban area
sippyjug104 wrote:
Jerry, I've used them and I will continue to do so... (show quote)
I have a prepaid card and reload it from time to time. I purchased the card at Walmart several years ago. Be sure to read the terms and conditions for the selected card. I use AMEX SERV and it costs $1.00 a month. I carry it rather than a regular card when traveling.
Mundy
Jul 5, 2021 09:37:33 #
mundy-F2 wrote:
I have a prepaid card and reload it from time to time. I purchased the card at Walmart several years ago. Be sure to read the terms and conditions for the selected card. I use AMEX SERV and it costs $1.00 a month. I carry it rather than a regular card when traveling.
Mundy
Mundy
Doesn't it cost something every time you load it?
Jul 5, 2021 14:05:51 #
mundy-F2
Loc: Chicago suburban area
SteveR wrote:
Doesn't it cost something every time you load it?
No, they charge $1.00 per month. I load the card from my bank account.
Mundy
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