Any experince using PayBoo
May 25, 2020 17:31:25 #
Thinking of signing up with PayBoo at B&H. Any one have positive or negtive experience?
May 25, 2020 17:38:52 #
Have used since it was first available. Purchase of three camera bodies, three lenses, and numerous accessories went without a hitch. Just pay it off before the high interest rate kicks in.
May 25, 2020 17:46:25 #
alx
Loc: NJ
It's great as long as you read the fine print and PAY YOUR BILL ON TIME, otherwise the interest rate will be high. The card is through SYNCHRONY BANK and they, not B&H, control the terms and interest rates.
May 25, 2020 20:11:25 #
ahudina
Loc: Browns Point, WA
Agree with the two prior responses. Had one since the start, And it works great, just don’t carry any balance, as I recall the annual percentage rate is near 29%.
May 25, 2020 20:24:52 #
PixelStan77 wrote:
Thinking of signing up with PayBoo at B&H. Any one have positive or negtive experience?
Thanks everyone for your very valuable input.
May 25, 2020 20:54:03 #
JhnMhn wrote:
Have used since it was first available. Purchase of three camera bodies, three lenses, and numerous accessories went without a hitch. Just pay it off before the high interest rate kicks in.
Likewise, exactly.
May 26, 2020 01:52:48 #
Bananapuppy
Loc: Sunny Tucson, AZ
Love it. It works instantly. You get a credit for the tax amount right on the checkout screen! Bp
May 26, 2020 05:28:04 #
bobforman
Loc: Anacortes, Washington State
As I ranted a couple weeks ago, with a credit score of over 800 I was rejected. Don't be disappointed if not approved, Synchrony has some weird requirements.
May 26, 2020 05:40:29 #
Applied a few days ago online. Was accepted in minutes. Need to get a camera for daughters graduation present.
May 26, 2020 06:07:17 #
PixelStan77 wrote:
Thinking of signing up with PayBoo at B&H. Any one have positive or negtive experience?
It's great. You must pay your balance in full when the bill arrives. If you don't, you will be paying preditory interest rates. I've saved hundreds in taxes since getting it.
May 26, 2020 06:50:28 #
May 26, 2020 07:11:45 #
bobforman wrote:
As I ranted a couple weeks ago, with a credit score of over 800 I was rejected. Don't be disappointed if not approved, Synchrony has some weird requirements.
Interesting. I too have a credit score over 800 and was rejected. Maybe if it is too high, they feel you would pay off the balance on time and they would not make much money off of you.
May 26, 2020 07:21:29 #
billnikon
Loc: Pennsylvania/Ohio/Florida/Maui/Oregon/Vermont
PixelStan77 wrote:
Thinking of signing up with PayBoo at B&H. Any one have positive or negtive experience?
I use it all the time because I get out of the sales tax. HATE SALES TAX. B&H sends me a monthly statement with my balance. If I pay the balance I am clean and green. No fuss, no muss.
May 26, 2020 07:27:36 #
sroc wrote:
Interesting. I too have a credit score over 800 and was rejected. Maybe if it is too high, they feel you would pay off the balance on time and they would not make much money off of you.
My credit score is also over 800 and my card was approved immediately last June.
May 26, 2020 07:57:00 #
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