I am literally overwhelmed by the positive responses of all but one of the UHH members who took the time to reply with invaluable advice and information on the subject. The posts are loaded with advice that one can never get out of a manual, they are the words of experience. To all who posted advice and opinions of the one errant poster, thank you very much from an 84 year old newbie. The negative poster would have no way of knowing that I am a fan of the writing styles of Gibbons and Churchill. Even more to the point, I was confident of my writing so the negative post was treated by me with all the respect it deserved. I even have a built-in English language proctor - my wife. She taught English grammar for 19 years and the chances of my getting a grammatical error by her are the same as trying to slip dawn past a rooster.