repleo wrote:
I am in the process of adding my photo gear to my homeowners insurance as scheduled items / rider. My broker brought up a scenario I hadn't anticipated. If you have a mortgage, your insurance is probably paid out of escrow. Adding a camera rider will increase the premium which will in turn increase the escrow amount on your mortgage. If you have your mortgage set up on an auto payment or bill pay, you may not notice the small increase in the amount due until you get a default notice from the mortgage company.
Just something to watch out for if you go that route.
I am in the process of adding my photo gear to my ... (
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Yep! That happens. But think of how much it will cost to replace all the gear you have to re-acquire.
It's a small price to pay. I know my " "babies" are safe and sound and can be replaced if a tragedy strikes.