Photo Gear Insurance - Huge Policy Increase (Page 2): Yes I will contact my agent tomorrow. I do have multiple policies with them so that should have some weight. There have been no...

tiphareth51 Loc: Somewhere near North Pole, Alaska

Yes I will contact my agent tomorrow. I do have multiple policies with them so that should have some weight. There have been no claims on this policy so that is not a factor. Thank you for your comment.

fstoprookie Loc: Central Valley of California

If you are a Veteran try USAA for a Quote

ronpier Loc: Poland Ohio

tiphareth51 wrote:

Yes I will contact my agent tomorrow. I do have multiple policies with them so that should have some weight. There have been no claims on this policy so that is not a factor. Thank you for your comment.

You’re welcome and good luck.

aellman Loc: Boston MA

tiphareth51 wrote:

There have been lots of prior discussions on the p... (show quote)

Depends completely on the value of your gear.

rb61 Loc: Maple Grove, MN

tiphareth51 wrote:

There have been lots of prior discussions on the p... (show quote)

Just a somewhat tangental thought that came to me while reading some of these posts.
I have full coverage on a classic car for $14000 @ $140 a year (no deductible, depreciation, etc). I wonder why a vehicle that is driven in traffic has full coverage for less than camera equipment that is stored at home in a protective case?

tiphareth51 Loc: Somewhere near North Pole, Alaska

rb61 wrote:

Just a somewhat tangental thought that came to me while reading some of these posts.
I have full coverage on a classic car for $14000 @ $140 a year (no deductible, depreciation, etc). I wonder why a vehicle that is driven in traffic has full coverage for less than camera equipment that is stored at home in a protective case?

That is a good reason for why I say $275 for that coverage for photo equipment is outrageous. Maybe cameras get stolen more frequently. Thank you for your response.

cactuspic Loc: Dallas, TX

If you are a professional photographer, your home owners insurance may not cover your loss. Check and take care. In some states, there are limitations on the amount of business property covered.

ronpier Loc: Poland Ohio

rb61 wrote:

Just a somewhat tangental thought that came to me while reading some of these posts.
I have full coverage on a classic car for $14000 @ $140 a year (no deductible, depreciation, etc). I wonder why a vehicle that is driven in traffic has full coverage for less than camera equipment that is stored at home in a protective case?

Theft of photo gear is actually a higher risk than classic car theft. Classic cars are rarely taken out of their locked garage (mandatory). Never allowed to be taken to work (no coverage). Pleasure use only. Our gear is taken all over God’s Creation. We leave it in our cars, take it to work, weddings, amusement parks, on vacation all over the world and wherever we go so does our gear. (Left my camera in a restroom in LA and came back 5 minutes later and it was gone.) Would anyone insure all of someone’s gear everywhere in the world and no requirement that it be even locked up for a couple hundred dollars a year? I”ll take the classic car risk any day. IMHO