was_a_guru

All electronics are vulnerable to cosmic rays. HDs, SSDs, your computer, etc. But HDs additionally are mechanical and studies have shown they have a higher failure rate than SSDs. (See links below). Both HDs and SSDs have sophisticated error detection and correction algorithms built in to protect against bit errors.

The point is not to have a single point of failure. Redundancy is key. It's unlikely that your SSD (or HD) is going to suffer a failure simultaneously with Carbonite having a massive failure or going out of business. If either fails you will have time to restore from the other and again have redundancy. I do think offsite for one of the backups is important since no matter how many backups you have at home they could be subject to simultaneous failure if your home burns down or earthquake, tornado, flood, or gets robbed.

I was in the data storage business for 40+ years and have designed and managed design teams for both HDs and SSDs. I have migrated all of my storage to SSDs.

https://www.contegix.com/solid-state-disks-fail-often-hard-disks/?gclid=CjwKCAiA767jBRBqEiwAGdAOryTIhzDBj4s0uGZUrBMlcL2llgb0pvroJl2ykDhX9GXWJD3QBogXzBoCwXwQAvD_BwE

https://www.networkworld.com/article/2873551/data-center/debunking-ssd-myths.html

rgrenaderphoto Loc: Hollywood, CA

Excuse me? Depends, I guess, on how much you value what you do. I know people who had "everything on their phone," never synched with a desktop and were crushed when it died and took everything with it or was scrambled after an OS update. I know Photographers who have everything on SD cards or Memory Sticks and are heartbroken when one of them died and they lost everything.

I had a hard drive fail, and 2 hours later, all my work was restored.

TriX Loc: Raleigh, NC

👍👍 Spot on. (All my storage is on SSDs also)

Bipod

Thanks.

Well you know, one can't know the value of an insurance policy until one files a claim....
and sees whether one's policy is terminated.

State Farm has a list of "automatic terminations"--even if you never file a claim.
Farmer's doesn't. "Like a bad neighbor, State Farm don't care."

But in both cases your rate depends on your maritial status.

Longshadow Loc: Audubon, PA, United States

"Backup insurance" is much simpler...