Refurbished Warranty? When I bought my refurbished 7D II, I was told by Canon that I could not purchase an extended warranty from/thru them . I'm perfectly fine with that, but my wife...

NormanTheGr8 Loc: Racine, Wisconsin

When I bought my refurbished 7D II, I was told by Canon that I could not purchase an extended warranty from/thru them . I'm perfectly fine with that, but my wife the accountant thinks a accidental/destruction one might be worth while especially when I'm canoeing.
I've searched archives but haven't located anything so far that has helped,a month and a half later may be too late anyway

LFingar Loc: Claverack, NY

NormanTheGr8 wrote:

When I bought my refurbished 7D II, I was told by Canon that I could not purchase an extended warranty from/thru them . I'm perfectly fine with that, but my wife the accountant thinks a accidental/destruction one might be worth while especially when I'm canoeing.
I've searched archives but haven't located anything so far that has helped,a month and a half later may be too late anyway

Talk to your insurance agent. They can offer a number of relatively low cost insurance options for all of your gear. Your homeowners insurance probably already has some coverage but it is most likely limited as to what type of damage and where it occurs.

Patw28 Loc: PORT JERVIS, NY

USAA. offers very reasonable Valuable Personal Property at a reasonable rate. They pay without a quibble. Covers all inventoried personal property at home or away.
I've been with them 62 years without a complaint but with great relief on occasion.

markngolf Loc: Bridgewater, NJ

Look into a rider on your home policy. It's a reasonable cost. I have all my "stuff" covered. I have to present a purchase bill for each item. I also have my laptop covered. It gives me piece of mind. No deductible - full replacement cost. (I use Liberty Mutual)

Mark

NormanTheGr8 wrote:

When I bought my refurbished 7D II, I was told by Canon that I could not purchase an extended warranty from/thru them . I'm perfectly fine with that, but my wife the accountant thinks a accidental/destruction one might be worth while especially when I'm canoeing.
I've searched archives but haven't located anything so far that has helped,a month and a half later may be too late anyway

NormanTheGr8 Loc: Racine, Wisconsin

Thanks to All

SteveR Loc: Michigan

Got State Farm? They've got great personal property insurance....with no deductible and it covers everything.

jerryc41 Loc: Catskill Mts of NY

NormanTheGr8 wrote:

When I bought my refurbished 7D II, I was told by Canon that I could not purchase an extended warranty from/thru them . I'm perfectly fine with that, but my wife the accountant thinks a accidental/destruction one might be worth while especially when I'm canoeing.
I've searched archives but haven't located anything so far that has helped,a month and a half later may be too late anyway

People seem to like SquareTrade for warranties.

http://www.google.com/webhp?sourceid=chrome-instant&ion=1&espv=2&ie=UTF-8#q=squaretrade%20review

gvarner Loc: Central Oregon Coast

LFingar wrote:

Talk to your insurance agent. They can offer a number of relatively low cost insurance options for all of your gear. Your homeowners insurance probably already has some coverage but it is most likely limited as to what type of damage and where it occurs.

The home owners add-on is a great deal for non-professionals. Mine from State Farm has no deductible, covers loss and/or repairs. Replacement value is at purchase price, no depreciation. Lenses, flash and triggers, and other spendy items are covered. When I add or remove an item, I just email my agent and the coverage is amended. I had a film SLR that I didn't know what the value was and my agent looked up the EBay price and used that.

TomV Loc: Annapolis, Maryland

I often see this question answered with "Add a rider to your homeowners policy".

I am leery of this response. Making a claim against this policy is risky since it is a reason that your policy may not be renewed (too many claims) or the rates go up to compensate for the claim.

I would suggest a policy that is independent of the homeowners policy. You do not add automobiles as a rider to your homeowners policy, so why cameras? I do not see the need for equipment insurance except for the most expensive items. Use your saved premium $$ to pay for GAS.

It is interesting to see how many photographers spend non-insurance $$ to upgrade equipment that is working perfectly well but think that if it fails then they need insurance $$ to cover the loss.

markngolf Loc: Bridgewater, NJ

From experience, the rider works quite well. I've used it without the issues you've mentioned. Other UHHers also have a rider attached to their home owner's policy. It's only one possibility, but it is viable.

Mark

[quote=TomV]I often see this question answered with "Add a rider to your homeowners policy".

I am leery of this response. Making a claim against this policy is risky since it is a reason that your policy may not be renewed (too many claims) or the rates go up to compensate for the claim.

mikegreenwald Loc: Illinois

LFingar wrote:

Talk to your insurance agent. They can offer a number of relatively low cost insurance options for all of your gear. Your homeowners insurance probably already has some coverage but it is most likely limited as to what type of damage and where it occurs.

I have no idea how to refurbish a warranty. Perhaps scotch tape, or an electric iron if it got wet.

camerapapi Loc: Miami, Fl.

Cameta extends that warranty to one year which is better than 3 months.
As has been suggested talking to your insurance agent may offer reasonable alternatives to insure your gear.

OddJobber Loc: Portland, OR

TomV wrote:

I would suggest a policy that is independent of the homeowners policy. You do not add automobiles as a rider to your homeowners policy, so why cameras? I do not see the need for equipment insurance except for the most expensive items. Use your saved premium $$ to pay for GAS.

I don't know how to insure only the expensive items, but with USAA's add-on VPP (valuable personal property) rider, I would have to save my insurance premiums for 17 years to replace my last lens and 30 years for the one before that.

Reinaldokool Loc: San Rafael, CA

NormanTheGr8 wrote:

When I bought my refurbished 7D II, I was told by Canon that I could not purchase an extended warranty from/thru them . I'm perfectly fine with that, but my wife the accountant thinks a accidental/destruction one might be worth while especially when I'm canoeing.
I've searched archives but haven't located anything so far that has helped,a month and a half later may be too late anyway

Try the Squaretrade website. If a dealer handles it, it is less expensive, but Squaretrade has excellent reviews. Many dealers are going with other companies because they get a better cut. I just investigated this question as I was considering having a friendbring me back a Sony a6300 from Japan. The ST price was $240. I decided that I wouldn't save getting it that way.

jerryc41 Loc: Catskill Mts of NY

mikegreenwald wrote:

I have no idea how to refurbish a warranty.

Just send them more money. :D