I found an answer that works very well and gives both realistic frame and matte. If you're interested, go here
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big-guy wrote:
Thanks, we are on the right track but I would like to accomplish this with RAW files, not converted. This is for printing from LR only, once printed I no longer need the frame portion. Is there a plugin for PS CC that will allow me to accomplish the framing? This would be an acceptable alternative to doing it all in LR. I want to keep the steps involved to a minimum. LR and PS does this nicely.