heyjoe wrote:
your golf clubs are covered,in your trunk,your camera gear in your back seat,most company's will cover,i know my insurance would,never had to us it,but i did check on it,
i also carry a rider on my policy that covers my camera,laptop,and other gear,pretty cheap
It varies from company to company and policy to policy. Most don't cover outside the house. I did some checking also before I bought my camera policy. Making an assumption can be very costly.