Jer wrote:
I insured my equipment under homeowners but have to pay extra for the camera equipment.
I have a seperate rider on my camera equipment.Check with your insurance company and see if it is offered through them.
Also while your at it you might consider a home alarm system such as ATD.
I'll tell you just having signs up indicating that your house is armed and protected is in itself a big physological deterrent.
I test my system every 3 months to insure all is in working order.
This perhaps is my best peace of mind for at home.
Coupling that with a seperate insurance policy for your camera gear is about as a complete insurance umbrella for your equipment as possible.(make certain to take out enough insurance to cover all your equipment)
OBTW as mentioned earlier in this thread retain a list of serial numbers along with your lenses brand and date of purchase.
Make certain to photocopy all receipts and store them along with all your paperwork in say a safety deposit box at your bank.
This way you will insure that you have safe copies of your receipts as todays paper receipts deterioate over time and within say a six month period if exposed to light begin to show noticable breakdown in the numbers and letters that are printed.
Make certain that your insurance company is provided with a copy of your of paperwork.
This way there will be no questions asked in the case of what you have covered.
Additionally if you plan on taking a vacation have a list of camera equipment(both bodies and lenses) that you have taken with you especially if traveling out side of the USA.
I have a notorized and signed copy with me indicating which equipment and serial numbers that I have taken with me each time I travel.
The first time you come through Customs and anything looks new or rasies an eyebrow with the inspectors on duty you simply show them your dated notorized list and you can usually breeze right through without any further delay. (this is yourproof of purchase before you departed the US)
It is an indicator that you are not trying to bring back something expensive into the country without paying a duty tax, hence not up to anything illegal.
Just food for thought as it works for me!
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