Lessons learned
Nov 7, 2013 08:46:10 #
Hi Jerry, It all depends on how they write the policy for you. I carry around about $4000 worth of tools in the back of my truck. And then the camera gear too. I have to show pictures of everything I want them to cover. But if something gets stolen, the replacement is for new, because that is how I make my living. It cost a little more, but well worth it not to worry about it all the time. And they told me to put an alarm on the truck to get a better price. And that brought the price down pretty good. It will give you a heart attack if you are standing around it when they break in. :):) I have only had it go off once so far. Someone bumped into the trailer hitch and set it off. I heard it from the back of the Walmart store.:):) Talk about getting out to the truck in a hurry.:):)
Erv
Erv
jerryc41 wrote:
I always do the same thing - on the floor and covered, but a thief will have enough sense to look through the car.
As for the reimbursement, I'm surprised that they allowed that much. I would have thought they would take the original price and depreciate it. After all, if you wanted to sell the camera, you would not get the purchase price.
As for the reimbursement, I'm surprised that they allowed that much. I would have thought they would take the original price and depreciate it. After all, if you wanted to sell the camera, you would not get the purchase price.
Nov 7, 2013 15:53:04 #
tradio wrote:
I have two bad experiences with State Farm and they are no longer considered for anything. I have not bought insurance yet but, it is on the list so I would like to hear some thoughts on this from the Hog community.
Take a look a Travelers; its where I have my insurance. Caveat - Along with other companies I was a Travelers agent until I retired.
Nov 7, 2013 16:53:34 #
Dec 26, 2013 10:44:48 #
Update: State Farm sent the check to cover the body and lens, but I had approached the Maryland Insurance Commission and they are dealing with State Farm to try and resolve this. I have not cashed the check because I felt that to do so would indicate that I accepted the settlement. I just got off the phone with the Commissioner's office and while State Farm has supplied some of the information needed, they are awaiting additional information. The woman that I spoke with said that depositing the check did not constitute settlement and if additional monies were owed, State Farm would need to pay that separately. The check was for $3838.00 to cover the body and lens; I just ordered the 5D Mk III with a 24-105 f/4L, a Canon battery grip, a B & W UV filter and a Giotto LCD protector for $3,773.47, including next day shipping!! Great pricing at B & H!!
Dec 26, 2013 10:59:28 #
Glad to hear it work out pretty good for you!! Enjoy the new camera and lens. I hear very good things about that paining.
Erv
Erv
02Nomad wrote:
Update: State Farm sent the check to cover the bod... (show quote)
Dec 26, 2013 11:04:10 #
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