MisterWilson wrote:
rook2c4 ... perhaps similar wording is on government employment applications, and even student loan apps. But, anyone wanting insurance is not applying for a job nor for a loan. Supposedly, they are applying for healthcare insurance ... but maybe that has extenuating, hidden repercussions.
Beyond that it is a contract of adhesion but what is worse than that is that the government forces you to get it under penalty of law, now there seems to be a cohesion going on here that seems a little illegal to me, it is not a contract that you can walk away from with out being exposed to perverse governmental action against you, they are in effect forcing you to agree to give up your information to law enforcement and auditing agencies or be subjected to tax penalties. Not a lawyer, but seems to me that there are some 5th amendment considerations here that have not been well thought through.