homefreesoon Loc: Houston

I am going out of the country and checked with my homeowners insurance about insuring my equipment. They do not cover except in the US. Does anyone have any info on how I can cover my cameras and lenses, I have quite an investment in them and want to make sure they are covered before I leave.

Thanks

ShakyShutter Loc: Arizona

Suggest you first Google " Photography Equipment Insurance" and after sorting out a few as for opinion or experience from this group.

Odd your carrier didn't offer a special rider for temporary overseas travel.

Good Luck

rocco_7155 Loc: Connecticut/Louisiana

I know State Farm offers a rider, but not sure if they have a stand alone policy if you're not a customer.

charliebrown

Yes the respondent is absolutely correct just Google You will find many insurance carriers
The Hardest thing You will have to do is Document Your Equipment photos Serial Numbers Actual Purchase Documentation
And Just for a little more Safety PELICAN CARRY ON CAMERA CASE just came back from trip Airline seen Pelican was asked to open it up they took a close look and a Comment was Passed hum one of the best
Have a Safe and Enjoyable trip

Roger Hicks Loc: Aquitaine

Change your homeowners' insurance?

Seriously: they're not all that parochial.

Cheers,

R.

tommyest Loc: N. Hollywood, CA

Be careful in anything that you say to the carrier. Make sure that everything you say implies that your photography is a HOBBY. If they even get a hint that you are a professional, or may try to sell any of your pictures, they will decline payment.

randymoe

if you don't make money from photography it is a hobby! and nobody has defined professional by how much crap you have

tommyest Loc: N. Hollywood, CA

The point is that if they even get a hint that photography is more than a hobby, they will try to decline payment, unless you have bought insurance from a company that specializes in camera insurance. Just adding a rider to your homeowner policy can be trouble.

homefreesoon Loc: Houston

Thanks everyone for the advice, I found a couple after google searches that had inland marine insurance. Still waiting to speak to an agent. Ill let you know how that goes. So far NANPA members can get insurance through them and I am checking out rates from CHUBB.

tripsy76 Loc: Northshore, MA

I do know of a couple who own some VERY serious gear, and they are hobbyists. The insurance company wound up revoking their policy and claimed that they were relegated to pro status and needed to have the gear covered under a business policy. They tried quite a few companies, and would up only insuring their most important glass and bodies. So be careful!

dpullum Loc: Tampa Florida

If you are conserned regarding the "where" you are going, then the best insurance is a good quality point and shoot.Indeed it is helpful to be shooting with a group.

Shooting alone a Canon with extra lenses hanging around your neck may cost you your neck. Some countries charge 100% import so the cost of a camera in a store may be very high indeed. Your display of wealth is a red flag. Blend and look poor. While living in Argentina for a year, no one looked twice at my Panasonic TZ-3, I was very careful about using better equipment.

Roger Hicks Loc: Aquitaine

You can get over-excited about this. I've travelled extensively in poor countries -- particularly India and China -- with VERY expensive cameras (Alpa, Linhof, Leica...) and never in a group (the best way I can imagine to get bad shots). Yes, I had a camera bag stolen in India in 1982, but that was carelessness on my part.

If a camera is likely to 'cost me my neck' I don't think I'd bother to go. A lot of it is to do with attitude. If you look and act fearful, it can be a self-fulfilling prophecy, and with common sense: there are plenty of places in 'safe' countries (mostly cities, late at night) where I'd worry more about being robbed than in (for example) India or China.

Just off the top of my head, I've used Leicas in Austria, Belgium, Bulgaria, China, Czech Republic, Estonia, France, Germany, Greece, Holland, India, Italy, Kosova, Latvia, Lithuania, Luxemburg, Malta, Mexico, Poland, Portugal, Romania, Russia, Serbia, Slovakia, Slovenia, Spain, Switzerland, Turkey, U.K., U.S.A. and I've never been robbed or threatened with violence. All of the time, I have been travelling with just my wife, who's five foot tall, by air, bus, train, Land Rover, motorcycle...

Cheers,

R.

jerryc41 Loc: Catskill Mts of NY

Excellent advice! My opinion exactly! Besides, when I'm on vacation, I want to "point and shoot," not have to think about lenses, exposure, etc.

BOB Loc: Texas

I worked overseas for a while you might want to go to US customs office and register all you gear so that ther is no problems coming back in the us to advoid paying import taxes on you equipment ... plus it a good document od owner ship with all the serial numbers ...

leonardb Loc: Montgomery,AL

I don't know if they still do, but years ago I purchase insurance for my cameras from Loyds of London, because I was doing a lot of still photogothy and leaving my camera along for hours.