Hi. I'm new here, but saw your question. I don't know about the ones you listed, but there is a really good free one out there called Picasa 3. You can download it free and it gives you all kinds of options including an easy to find text box that you can move anywhere on the photo you want it. Hope this helps.
Thanks for the immediate welcome. :)
Hi, I have just joined, so don't know what all I'll find here. I love photography.
Taken at Memorial Day Display
Taken in Jeffersonville, Ohio where I currently live.
Storm coming.