For someone that feels they always have to have the absolute newest version and all the updates even if a lot are things you don't and may never use, then it would be a good idea to pay the $10.00 per month. Not everyone is that way. In my case, I used Photoshop 7 until I decided to update to Photoshop CS3 and then for the last time to Photoshop CS6. I used Lightroom 2 until I decided to update to Lightroom 5. In all cases, I find there were improvements but none of them important enough for me to be constantly updating to a new version. I have no need for new camera definitions if I don't have, use or plan to buy any of the new cameras covered by the new version. I am retired and I don't need or want any unnecessary ongoing expenses. I still have my Photoshop CS6 and Lightroom 5.7 that I can use if and when I want and without continuing to pay for it every month. So it isn't a matter of the $10 per month being too much to pay, it is just an unnecessary expense. With good replacements available that we can just buy outright like "Affinity Photo", "Luminar 2018" and "ON1 Photo RAW 2018" we aren't stuck with everlasting payments. For those that think the monthly fee is a good deal and want to use it that's fine, enjoy. Rather than paying a fee to use Photoshop I would rather just buy Photoshop Elements which I have done before.